174 E Bannerville Rd, Palatka, FL 32177 Property Records

Putnam County property record for 174 E Bannerville Rd, Palatka, FL 32177

Property Summary

Property TypeSingle Family Home
Details2,831 sqft · built 2018
Lot Size18.9 acres (823,720 sqft)
Owner2 Individual Names on Record
Tax Bill$5,522 (2025)
Deeds & MortgagesDec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN30-08-26-0000-005.0-002.0

Property Details

APN / Parcel Number

Primary APN30-08-26-0000-005.0-002.0
Alternative APN
  • 69897

Interior

Building Area2,831 sqft Living Area
1st Floor Area1,488 sqft

Exterior

Year BuiltBuilt 2018
Lot Area823,720 sqft (18.9 acres)
PorchPorch
Porch Area152 sqft

Location & Zoning

Account Number69897
Street Address174 E BANNERVILLE RD
CityPALATKA
StateFL
Zip32177-8736
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNW 1/4 OF SE 1/4 OF SW 1/4 N
Legal Range26E
Legal Township08S
Legal Section30
JurisdictionPUTNAM FL
Township / Civil DivisionPALATKA
Census Block Group3
Census Block3025
Census Tract950100

Owner

Source: Putnam County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address174 E BANNERVILLE RD, PALATKA, FL 32177-8736
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM FL
Property Address174 E BANNERVILLE RD, PALATKA, FL 32177-8736
Document Number0015651612
Instrument DateDec 20, 2019
Transaction TypeMortgage
Record UpdatedFeb 6, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address174 E BANNERVILLE RD PALATKA FL 321778736, PALATKA, FL 32177-8736

Mortgage

Document Number0015651612
DateJan 15, 2020
Book Page001565/001612
Instrument54000753
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32210
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 14, 2050

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPutnam County
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,522.00 (+10.99%) Homeowner's exemption$348,850 (+5.99%)$577,200 (-3.44%) Land $156,620 Building $420,580
2023$4,975.00 (+12.38%) Homeowner's exemption$329,150 (+9.4%)$597,750 (+20.61%) Land $165,820 Building $431,930
2022$4,427.00 Homeowner's exemption$300,880$495,610 Land $147,410 Building $348,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2004)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 40% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30

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