Seminole County property record for 174 E 4th St, Chuluota, FL 32766
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,080 sqft · built 1984 |
| Lot Size | 0.265 acres (11,550 sqft) |
| Owner | Individual Name on File |
| Last Sale | $210,000 (Mar 2019) |
| Tax Bill | $2,060 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Mar 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-21-32-5CG-0600-0120 |
| Primary APN | 21-21-32-5CG-0600-0120 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,550 sqft (0.265 acres) |
| Lot Dimensions | 150 ft deep x 77 ft wide |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 174 E 4TH ST |
|---|---|
| City | CHULUOTA |
| State | FL |
| Zip | 32766-9566 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12 BLK 6 REPLAT OF PART OF TOWNSITE NORTH CHULUOTA PB 12 PGS 44 & 45 |
| Legal Range | 32E |
| Legal Township | 21S |
| Legal Section | 21 |
| Legal Subdivision | NORTH CHULUOTA REPLAT |
| Legal Block | 6 |
| Legal Lot Number | 12 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 21206 |
174 E 4th St is owned and occupied by an individual who bought it in March 2019.
Source: Seminole County records, as of December 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 174 E 4TH ST, CHULUOTA, FL 32766-9566 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Mar 7, 2019 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 7, 2019 · Amount on File |
| Deed Sale | Mar 7, 2019 · Amount on File |
| Deed Document Number | 2019024013 |
| Deed Book / Page | 09310 / 1242 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 174 E 4TH ST, CHULUOTA, FL 32766-9566 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2021 |
| Name | Verified Name |
|---|---|
| Address | 174 E 4TH ST, CHULUOTA, FL 32766-9566 |
| Document Number | 0098620588 |
|---|---|
| Date | Mar 4, 2021 |
| Book Page | 9862/588 |
| Instrument | 2021028727 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Mar 7, 2019 |
| Property Address | 174 E 4TH ST, CHULUOTA, FL 32766-9566 |
| Document Number | 0093101242 |
| Book / Page | 09310 / 1242 |
| Map Reference | MB 12 PG 44&45 |
| Instrument Date | Mar 1, 2019 |
| Instrument | 2019024013 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | INNOVATIVE TITLE SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,470.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8413 MATTITUCK CIR, 8413, ORLANDO, FL 32829-8535 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 174 E 4TH ST, CHULUOTA, FL 32766-9566 |
| Document Number | 2019024014 |
|---|---|
| Date | Mar 7, 2019 |
| Instrument | 2019024014 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2049 |
The 2025 property tax bill for 174 E 4th St was $2,060 with a homeowner's exemption.
Source: Seminole County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,060.00 Homeowner's exemption | $186,058 | $258,241 Land $95,172 Building $163,069 |
| 2023 | $2,119.00 (+2.86%) Homeowner's exemption | $175,548 (+3%) | $223,640 (-1.08%) Land $71,379 Building $152,261 |
| 2022 | $2,060.00 Homeowner's exemption | $170,435 | $226,086 Land $75,345 Building $150,741 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 174 E 4th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 55 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 5 (2016–2026) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 174 E 4th St is moderate, ranking above 40% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHULUOTA WATER SYSTEM public/private · serves 3,863 people · EPA ID FL3590186 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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