174 E 46th St, San Bernardino, CA 92404 Property Records

San Bernardino County property record for 174 E 46th St, San Bernardino, CA 92404

Property Summary

Property TypeApartments (5+ Units)
Details2 bd · 1.5 ba · 6,096 sqft · built 1985
Lot Size0.331 acres (14,400 sqft)
OwnerIndividual Name on Record
Tax Bill$5,849 (2025)
Deeds & MortgagesOct 2020 Construction Loan
Flood ZoneZone X (moderate risk)
APN0154-172-15-0000

Property Details

APN / Parcel Number

Primary APN0154-172-15-0000

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Units6 Units
Stories2 Stories
Building Area6,096 sqft Total Area

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Construction TypeWood
Lot Area14,400 sqft (0.331 acres)
Lot Dimensions200 ft deep x 72 ft wide
Parking Spaces6 Parking Spaces

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address174 E 46TH ST
CitySAN BERNARDINO
StateCA
Zip92404-1217
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Legal DescriptionS 72 FT OF THAT PTN W 1/2 SE 1/4 SEC 15 TP 1N R 4W RANCHO MUSCUPIABE DESC AS BEG AT INTERSECTION SE LI STATE HIGHWAY 18 WITH W LI SEPULVEDA AVE (FORMERLY ARROWHEAD BLVD) TH S 338.45 FT ON SD W LI SEPULVEDA AVE TO N LI 46TH ST AS DESC IN DEED TO COUNT
Legal Range4W
Legal TownshipWP
Legal Section15
Legal Block1
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionSAN BERNARDINO
Census Block Group1
Census Block1022
Census Tract4505

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10837 LAUREL ST, 200, RANCHO CUCAMONGA, CA 91730-7644
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateOct 19, 2020
Transfer Doc0000425984
Record UpdatedSep 20, 2026

October 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN BERNARDINO CA
Recording DateOct 30, 2020
Property Address174 E 46TH ST, SAN BERNARDINO, CA 92404-1217
Document Number0000425984
Instrument DateOct 19, 2020
Instrument2020-0425984
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10837 LAUREL ST STE 200, 200, RANCHO CUCAMONGA, CA 91730-7644
Mail Care OfRUPING ZHANG

Mortgage

Document Number0000425985
DateOct 30, 2020
Instrument2020-0425985
Lender
NameEAST WEST BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Bernardino County
MunicipalitySan Bernardino City
Unified School DistrictSan Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$465,144 (+2%) Land $71,273 Building $393,871
2025$5,849.00 (+4.71%)$456,023 (+4.04%) Land $69,875 Building $386,148
2023$5,586.00 (-0.21%)$438,315 Land $67,162 Building $371,153
2022$5,598.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1983–2022)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 67% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN BERNARDINO CITY
serves 214,665 people · EPA ID CA3610039
Water SourceGroundwater
Last State InspectionJul 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000

May also be available: GeoLinks, T-Mobile, Verizon.

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