174 Derby Pt, Guyton, GA 31312 Property Records

Effingham County property record for 174 Derby Pt, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,250 sqft · built 2018
Lot Size	5.39 acres (234,788 sqft)
Owner	2 Individual Names on File
Last Sale	$83,000 (Apr 2002)
Tax Bill	$3,896 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0371A-019-000`

Property Details

APN / Parcel Number

Primary APN	`0371A-019-000`
Alternative APNs	`0064C019000` `0371A019` `9250`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,250 sqft Heated Area
Gross Area	2,432 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2019
Exterior Material	Metal
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	234,788 sqft (5.39 acres)
Garage Area	900 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	9250
Street Address	174 DERBY PT
City	GUYTON
State	GA
Zip	31312-5149
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	5.39 AC LOT 19
Legal Subdivision	EFF COUNTRY EST
Legal Phase	5
Legal Block	5
Legal Lot Number	19
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	1
Census Block	1000
Census Tract	30208

Owner

174 Derby Pt is owned and occupied by two individuals who bought it in April 2002.

Source: Effingham County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	174 DERBY PT, GUYTON, GA 31312-5149
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage MAGNOLIA BANK
Nov 6, 2018	Deed of Trust, Mortgage · Commercial Mortgage BANK OF NEWINGTON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2002 · Amount on File
Deed Sale	Apr 19, 2002 · Amount on File
Deed Book / Page	1064 / 339
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	174 DERBY PT, GUYTON, GA 31312-5149
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 DERBY PT, GUYTON, GA 31312-5149

Mortgage

Document Number	0000002557/0000000715
Date	Nov 19, 2019
Book Page	0000002557/0000000715
Instrument	009776

Lender

Name	MAGNOLIA BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	174 DERBY PT, GUYTON, GA 31312-5149
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 DERBY PT, GUYTON, GA 31312-5149

Mortgage

Document Number	0000002496/0000000430
Date	Nov 6, 2018
Book Page	0000002496/0000000430
Instrument	009717

Lender

Name	BANK OF NEWINGTON

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 1, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 174 Derby Pt was $3,896 with a homeowner's exemption, up 12% from the year before.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$173,089 (-) Land $86,293 Building $86,796	$432,723 (-) Land $215,733 Building $216,990
2025	$3,896.00 (+12.02%) Homeowner's exemption	$173,089 (+16.67%) Land $86,293 Building $86,796	$432,723 (+16.67%) Land $215,733 Building $216,990
2024	$3,478.00 (+10.73%) Homeowner's exemption	$148,362 (-5.47%) Land $66,007 Building $82,355	$370,905 (-5.47%) Land $165,017 Building $205,888
2023	$3,141.00 (-13.97%) Homeowner's exemption	$156,940 (+18.86%) Land $66,007 Building $90,934	$392,351 (+18.86%) Land $165,017 Building $227,334
2022	$3,651.00 Homeowner's exemption	$132,036 Land $49,100 Building $82,936	$330,090 Land $122,750 Building $207,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 174 Derby Pt in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 174 Derby Pt is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Derby Pt

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