Monroe County property record for 174 Cutlass Ln, Cudjoe Key, FL 33042
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 946 sqft · built 1963 |
| Lot Size | 0.137 acres (6,000 sqft) |
| Owner | Owner Name on File |
| Last Sale | $128,000 (Jun 1996) |
| Tax Bill | $1,879 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00179780-000000 |
| Primary APN | 00179780-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 946 sqft Living Area |
| 1st Floor Area | 946 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Tar & Gravel |
| Lot Area | 6,000 sqft (0.137 acres) |
| Porch | Finished/Screened Porch |
|---|---|
| Porch Area | 200 sqft |
| Patio Area | 30 sqft |
| Fence | Fence |
| Cooling System | None |
|---|
| Account Number | 1231797 |
|---|---|
| Old Parcel Number | 28662800179780000000 |
| Street Address | 174 CUTLASS LN |
| City | CUDJOE KEY |
| State | FL |
| Zip | 33042-4226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 17 LT 3 CUTTHROAT HARBOR ESTATES CUDJOE KEY PB4-165 OR488-156 OR657-871 OR649-867 OR1313-1417 OR1313-1426 OR1406-1882 |
| Legal Range | 28E |
| Legal Township | 66S |
| Legal Section | 28 |
| Legal Subdivision | CUTTHROAT HARBOR ESTATES |
| Legal Block | 17 |
| Legal Lot Number | 3 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 971501 |
The current owner of 174 Cutlass Ln bought it in June 1996.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 174 CUTLASS LN, CUDJOE KEY, FL 33042-4226 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 1996 · Amount on File |
| Deed Sale | Jun 4, 1996 · Amount on File |
| Prior Sale | Jul 1, 1994 · Amount on File |
| Deed Document Number | 0140601882 |
| Deed Book / Page | 01406 / 01882 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $168,308 | $451,743 Land $342,990 Building $108,753 | |
| 2024 | $1,879.00 (+7.25%) | ||
| 2023 | $1,752.00 (+2.7%) Homeowner's exemption | $158,801 (+3%) | $425,201 (+26.12%) Land $315,180 Building $110,021 |
| 2022 | $1,706.00 Homeowner's exemption | $154,176 | $337,145 Land $225,570 Building $111,575 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 174 Cutlass Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 501 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 501 in force |
| Nearby Flood Claims | 1,356 (1980–2023) |
| Claims Outside the SFHA | 2 of 1,356 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 174 Cutlass Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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