174 Copper Leaf Ave, Chapel Hill, NC 27516 Property Records

Chatham County property record for 174 Copper Leaf Ave, Chapel Hill, NC 27516

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,674 sqft · built 2021
Lot Size	0.146 acres (6,360 sqft)
Owner	Individual Name on File
Last Sale	$688,000 (Oct 2023)
Tax Bill	$4,475 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0094151`

Property Details

APN / Parcel Number

Primary APN	`0094151`
Alternative APN	`1374788`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,674 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Architectural Style	Conventional
Construction Type	Wood
Lot Area	6,360 sqft (0.146 acres)
Garage Type	Attached

Location & Zoning

Street Address	174 COPPER LEAF AVE
City	CHAPEL HILL
State	NC
Zip	27516-4254
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CUD-CC
Legal Description	LOT 2168 AC 0.146 BK 2020 PG 154
Legal Subdivision	BRIAR CHAPEL 1
Legal Block	70
Legal Lot Number	2168
Jurisdiction	CHATHAM NC
Township / Civil Division	BALDWIN
Census Block Group	3
Census Block	3000
Census Tract	20105

Owner

174 Copper Leaf Ave is owned and occupied by an individual who bought it in October 2023.

Source: Chatham County records, as of October 24, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	174 COPPER LEAF AVE, CHAPEL HILL, NC 27516-4254
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage · VA Mortgage SAYGO HOME LOANS LLC
Oct 13, 2023	Warranty Deed, Transfer · VA Mortgage UNITED MORTGAGE CORP
Jun 17, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2023 · Amount on File
Deed Sale	Oct 13, 2023 · Amount on File
Prior Sale	Jun 17, 2021 · Amount on File
Deed Document Number	8994
Deed Book / Page	2385 / 185
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM NC
Property Address	174 COPPER LEAF AVE, CHAPEL HILL, NC 27516-4254
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 COPPER LEAF AVE, CHAPEL HILL, NC 27516-4254

Mortgage

Document Number	0002513/86
Date	Feb 25, 2026
Book Page	2513/86
Instrument	1539

Lender

Name	SAYGO HOME LOANS LLC
Type	Mortgage Company
Address	8155 E INDIAN BEND RD STE 111, SCOTTSDALE, AZ 85250

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.75%
Index	1-Year CMT
Max Rate	9.75%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM NC
Recording Date	Oct 13, 2023
Property Address	174 COPPER LEAF AVE, CHAPEL HILL, NC 27516-4254
Document Number	002385/185
Book / Page	2385 / 185
Map Reference	SL 2020-153-2020-155
Instrument Date	Oct 10, 2023
Instrument	8994
Transaction Type	Transfer
Record Updated	Oct 30, 2023
Title Company	KEY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,376.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1200 DWIRE PL, DURHAM, NC 27705-1015

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 COPPER LEAF AVE, CHAPEL HILL, NC 27516-4254

Mortgage

Document Number	0000008995
Date	Oct 13, 2023
Instrument	8995

Lender

Name	UNITED MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

June 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM NC
Recording Date	Jun 17, 2021
Property Address	174 COPPER LEAF AVE, CHAPEL HILL, NC 27516-4254
Document Number	002223/622
Book / Page	2223 / 622
Map Reference	SL 2020-153&2020-155
Instrument Date	Jun 17, 2021
Instrument	9543
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,003.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1901 N HARRISON AVE # AVE200, 1901, CARY, NC 27513-2410

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 COPPER LEAF AVE, CHAPEL HILL, NC 27516-4254

Mortgage

Document Number	0000009544
Date	Jun 17, 2021
Instrument	9544

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 174 Copper Leaf Ave was $4,475, up 10.1% from the year before.

Source: Chatham County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Chatham County
Unified School District	Chatham County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,475.00 (+10.14%)	$615,236 (+33.67%) Land $97,410 Building $517,826	$615,236 (+33.67%) Land $97,410 Building $517,826
2024	$4,063.00 (+4.74%)	$460,277 (-) Land $91,680 Building $368,597	$460,277 (-) Land $91,680 Building $368,597
2023	$3,879.00	$460,277 Land $91,680 Building $368,597	$460,277 Land $91,680 Building $368,597

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 174 Copper Leaf Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 174 Copper Leaf Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Copper Leaf Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures