Barnstable County and Barnstable Town City property record for 174 Commerce Rd, Barnstable, MA 02630 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Architecture Style | Cape Cod |
| Year Built | Built 1900 |
| Square Footage | 3,283 sqft Living Area |
| Lot Size | 33,106 sqft (0.76 acres) |
| Tax Bill | $14,213.00 (2025) |
Source: Barnstable County and Barnstable Town City records · APN BARN M:319 L:095
Assessment roll updated May 27, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | PO BOX 98, BARNSTABLE, MA 02630-0098 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Owner is a Trust, Trust |
| Date | Document |
|---|---|
| May 30, 2023 | Deed of Trust, Mortgage · Second Mortgage to Cover Down Payment CAPE COD FIVE CENTS SAVINGS BANK |
| Dec 23, 2019 | Deed of Trust, Mortgage · Stand Alone Refinance FIRST CITIZENS FCU |
| Apr 05, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Nov 06, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BARNSTABLE MA |
| Property Address | 174 COMMERCE RD, BARNSTABLE, MA 02630 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0035810-99 |
|---|---|
| Date | May 30, 2023 |
| Book Page | 35810/99 |
| Instrument | 21101 |
| Name | CAPE COD FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Second Mortgage to Cover Down Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BARNSTABLE MA |
| Property Address | 174 COMMERCE RD, BARNSTABLE, MA 02630 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 32573-61 |
|---|---|
| Date | Dec 23, 2019 |
| Book Page | 32573/61 |
| Instrument | 65901 |
| Name | FIRST CITIZENS FCU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 193 Months |
| Due | Jan 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BARNSTABLE MA |
| Property Address | 174 COMMERCE RD, BARNSTABLE, MA 02630 |
| Document Number | 31951-176 |
| Instrument Date | Apr 05, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 174 COMMERCE RD BARNSTABLE MA 02630, BARNSTABLE, MA 02630 |
| Document Number | 31951-176 |
|---|---|
| Date | Apr 16, 2019 |
| Book Page | 031951/000176 |
| Instrument | 16351 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 15, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BARNSTABLE MA |
| Property Address | 174 COMMERCE RD, BARNSTABLE, MA 02630 |
| Document Number | 31693-24 |
| Instrument Date | Nov 06, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 174 COMMERCE RD BARNSTABLE MA 02630, BARNSTABLE, MA 02630 |
| Document Number | 31693-24 |
|---|---|
| Date | Nov 29, 2018 |
| Book Page | 031693/000024 |
| Instrument | 59156 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 28, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Barnstable County and Barnstable Town City records · Assessment roll updated May 27, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| Municipality | Barnstable Town City |
| Unified School District | Barnstable School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,213.00 (-6.93%) | $1,538,200 (-11.77%) Land $689,700 Building $848,500 | $1,746,575 |
| 2024 | $15,271.00 | $1,743,300 Land $948,300 Building $795,000 |
Source: FEMA National Flood Hazard Layer, Barnstable County (25001C), updated October 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | BARN M:319 L:095 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 3,283 sqft Living Area |
| Gross Area | 8,126 sqft Gross Area |
| Stories | 1 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 33,106 sqft (0.76 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 234767 |
|---|---|
| Street Address | 174 COMMERCE RD |
| City | BARNSTABLE |
| State | MA |
| Zip | 02630 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Lot Number | 95 |
| Jurisdiction | BARNSTABLE MA |
| Minor Civil Division | BARNSTABLE TOWN |
| Census Blockgroup | 4 |
| Census Block | 4002 |
| Census Tract | 12200 |
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