Chester County property record for 174 Coldstream Dr, Berwyn, PA 19312
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,288 sqft · built 1966 |
| Lot Size | 0.658 acres (28,660 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,300,000 (Jun 2026) |
| Tax Bill | $948 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage Jun 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 43-5Q-57 |
| Primary APN | 43-5Q-57 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,288 sqft Living Area |
| Gross Area | 2,706 sqft |
| Basement Area | 418 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 28,660 sqft (0.658 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 174 COLDSTREAM DR |
|---|---|
| City | BERWYN |
| State | PA |
| Zip | 19312-1108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 22 & DWG |
| Legal Subdivision | ROBERT BRUCE |
| Legal Lot Number | 22 |
| Jurisdiction | CHESTER PA |
| Township / Civil Division | TREDYFFRIN |
| Census Block Group | 6 |
| Census Block | 6005 |
| Census Tract | 300107 |
174 Coldstream Dr is owned and occupied by two individuals who bought it in June 2026.
Source: Chester County records, as of June 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 174 COLDSTREAM DR, BERWYN, PA 19312-1108 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRSTRUST BANK |
| Jun 3, 2026 | Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 15, 2023 | Intrafamily Transfer, Transfer |
| Jul 2, 2018 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ARDENT FCU |
| Sep 23, 2019 | Grant Deed, Transfer WSFS MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2026 · Amount on File |
| Deed Sale | Jun 3, 2026 · Amount on File |
| Prior Sale | Sep 23, 2019 · Amount on File |
| Deed Document Number | 202612125586 |
| Deed Book / Page | 11591 / 158 |
| Prior Transfer Date | Sep 21, 2023 |
| Prior Transfer Doc | 0111370195 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 174 COLDSTREAM DR, BERWYN, PA 19312-1108 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0104451401 |
|---|---|
| Date | Feb 16, 2021 |
| Book Page | 10445/1401 |
| Instrument | 11806932 |
| Name | FIRSTRUST BANK |
|---|---|
| Type | Bank |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESTER PA |
| Recording Date | Jun 3, 2026 |
| Property Address | 174 COLDSTREAM DR, BERWYN, PA 19312-1108 |
| Document Number | 0012125586 |
| Book / Page | 11591 / 158 |
| Instrument Date | May 28, 2026 |
| Instrument | 202612125586 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2026 |
| Title Company | DISCOVERY LAND SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,313,000.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 174 COLDSTREAM DR, BERWYN, PA 19312-1108 |
| Document Number | 0012125587, |
|---|---|
| Date | Jun 3, 2026 |
| Instrument | 202612125587 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHESTER PA |
| Recording Date | Nov 15, 2023 |
| Property Address | 174 COLDSTREAM DR, BERWYN, PA 19312-1108 |
| Document Number | 0111370195 |
| Book / Page | 11137 / 195 |
| Instrument Date | Sep 21, 2023 |
| Instrument | 12000827 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 174 COLDSTREAM DR, BERWYN, PA 19312-1108 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 174 COLDSTREAM DR, BERWYN, PA 19312-1108 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0097691614 |
|---|---|
| Date | Jul 2, 2018 |
| Book Page | 9769/1614 |
| Instrument | 11615543 |
| Name | ARDENT FCU |
|---|---|
| Type | Credit Union |
| Address | PHILADELPHIA, PA 19130 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Jun 11, 2033 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHESTER PA |
| Recording Date | Sep 23, 2019 |
| Property Address | 174 COLDSTREAM DR, BERWYN, PA 19312-1108 |
| Document Number | 0100050846 |
| Book / Page | 010005 / 000846 |
| Instrument Date | Sep 19, 2019 |
| Instrument | 11689486 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2019 |
| Title Company | TRIDENT LAND TRANSFER COMPANY, TRIDENT LAND TRANSFER CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,150.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 174 COLDSTREAM DR BERWYN PA 193121108, BERWYN, PA 19312-1108 |
| Document Number | 100050850 |
|---|---|
| Date | Sep 23, 2019 |
| Book Page | 010005/000850 |
| Instrument | 11689487 |
| Name | WSFS MTG |
|---|---|
| Address | WAYNE, PA 19087 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 22, 2049 |
The 2026 property tax bill for 174 Coldstream Dr was $948.
Source: Chester County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Chester County |
| County Subdivision | Tredyffrin Township |
| Unified School District | Tredyffrin-Easttown School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $948.00 | $242,410 (-) Land $74,960 Building $167,450 | $244,500 (-) Land $74,960 Building $169,540 |
| 2025 | $242,410 (-) Land $74,960 Building $167,450 | $244,500 Land $74,960 Building $169,540 | |
| 2024 | $8,538.00 (+6.46%) | $242,410 (-) Land $74,960 Building $167,450 | |
| 2023 | $8,020.00 | $242,410 Land $74,960 Building $167,450 | |
| 1998 | $244,500 Land $74,960 Building $169,540 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 174 Coldstream Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 174 Coldstream Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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