174 Co Hwy 1b, Mount Upton, NY 13809 Property Records

Otsego County and Unadilla Town property record for 174 Co Hwy 1b, Mount Upton, NY 13809

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,160 sqft · built 1962
Lot Size	1.61 acres (70,132 sqft)
Owner	2 Individual Names on Record
Last Sale	$115,000 (Feb 2021)
Tax Bill	$1,703 (2026)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Dec 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`366289 332.00-1-5.00`

Property Details

APN / Parcel Number

Primary APN	`366289 332.00-1-5.00`
Alternative APNs	`628933200000010050000000` `097000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,160 sqft Living Area
1st Floor Area	1,160 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Lot Area	70,132 sqft (1.61 acres)
Garage Type	Mixed
Garage Area	320 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	913 sqft
Shed	1 Shed
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	097000
Street Address	174 COUNTY HIGHWAY 1B
City	MOUNT UPTON
State	NY
Zip	13809-2102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	963 0 0
Legal Block	1
Legal Lot Number	5.000
Jurisdiction	OTSEGO NY
Township / Civil Division	UNADILLA
Census Block Group	1
Census Block	1029
Census Tract	591602

Owner

Source: Otsego County and Unadilla Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	174 COUNTY HIGHWAY 1B, BAINBRIDGE, NY 13733-3404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2021	Deed, Transfer · Stand-Alone First Mortgage JEFFREY VANCE
Dec 31, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2021 · Amount on Record
Deed Sale	Feb 5, 2021 · Amount on Record
Deed Document Number	2021706
Record Updated	Oct 29, 2026

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	OTSEGO NY
Recording Date	Feb 5, 2021
Property Address	174 COUNTY HIGHWAY 1B, MOUNT UPTON, NY 13809-2102
Document Number	0000000006
Instrument Date	Dec 9, 2020
Instrument	2021-706
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	174 COUNTY HIGHWAY 1B, BAINBRIDGE, NY 13733-3404

Mortgage

Document Number	0000000007
Date	Feb 5, 2021
Instrument	2021-707

Lender

Name	JEFFREY VANCE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTSEGO NY
Recording Date	Dec 31, 2018
Property Address	174 COUNTY HIGHWAY 1B, MOUNT UPTON, NY 13809-2102
Document Number	0000006290
Instrument Date	Dec 12, 2018
Instrument	6290
Transaction Type	Transfer
Record Updated	Mar 12, 2019

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1758 STATE HIGHWAY 41 BAINBRIDGE NY 137333133, BAINBRIDGE, NY 13733-3133

Tax Assessment & Valuation

Source: Otsego County and Unadilla Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Unadilla Town
Unified School District	Sidney Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,703.00 (+0.83%)
2025	$1,689.00	$40,900 (-) Land $6,700 Building $34,200	$99,756 (+14.63%) Land $16,341 Building $83,415
2023		$40,900 Land $6,700 Building $34,200	$87,021 Land $14,255 Building $72,766

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2006–2011)
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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