Erie County and Amherst Town property record for 174 Cindy Dr, Buffalo, NY 14221
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,848 sqft · built 1960 |
| Lot Size | 0.178 acres (7,750 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $5,717 (2026) |
| Deeds & Mortgages | Apr 2026 Line of Credit Aug 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 142289 55.17-4-6 |
| Primary APN | 142289 55.17-4-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,848 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Upper Floors Area | 792 sqft |
| Game Room | Game Room |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Lot Area | 7,750 sqft (0.178 acres) |
| Lot Dimensions | 125 ft deep x 62 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 264 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 174 CINDY DR |
|---|---|
| City | BUFFALO |
| State | NY |
| Zip | 14221-3004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2062 3 |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 4 |
| Legal Lot Number | 6.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | AMHERST |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 9109 |
174 Cindy Dr is owned by a company that acquired it in July 2023 and is owner-occupied.
Source: Erie County and Amherst Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 174 CINDY DR, BUFFALO, NY 14221-3004 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Apr 27, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK INC |
| Aug 7, 2023 | Intrafamily Transfer, Transfer |
| Dec 27, 2018 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 17, 2023 |
| Transfer Doc | 0114203404 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Apr 27, 2026 |
| Property Address | 174 CINDY DR, BUFFALO, NY 14221-3004 |
| Document Number | 0141968099 |
| Book / Page | 14196 / 8099 |
| Instrument Date | Jul 17, 2023 |
| Instrument | 202677294 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 174 CINDY DR, BUFFALO, NY 14221-3004 |
| Document Number | 0000077294, |
|---|---|
| Date | Apr 27, 2026 |
| Book Page | 14196/8099 |
| Instrument | 202677294 |
| Name | CITIZENS BANK INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 17, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.69% |
| Initial Type | Adjustable Rate |
| Change Frequency | Monthly |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Aug 7, 2023 |
| Property Address | 174 CINDY DR, WILLIAMSVILLE, NY 14221-3004 |
| Document Number | 0114203404 |
| Book / Page | 11420 / 3404 |
| Instrument Date | Jul 17, 2023 |
| Instrument | 2023134943 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 174 CINDY DR, WILLIAMSVILLE, NY 14221-3004 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 174 CINDY DR, WILLIAMSVILLE, NY 14221-3004 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 174 CINDY DR, WILLIAMSVILLE, NY 14221-3004 |
| Document Number | 0138855512 |
| Instrument Date | Dec 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 174 CINDY DR WILLIAMSVILLE NY 142213004, WILLIAMSVILLE, NY 14221-3004 |
| Document Number | 0138855512 |
|---|---|
| Date | Jan 24, 2019 |
| Book Page | 013885/005512 |
| Name | CITIZENS BK NA |
|---|---|
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 23, 2044 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 174 Cindy Dr was $5,717 with exemptions applied, up 0.5% from the year before.
Source: Erie County and Amherst Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Amherst Town |
| Unified School District | Sweet Home Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,717.00 (+0.47%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $5,690.00 (-21.99%) | $300,000 (-) Land $48,000 Building $252,000 | $303,000 (+1%) Land $48,480 Building $254,520 |
| 2024 | $7,294.00 Homeowner's exemption Senior Citizen's exemption | $300,000 (+61.29%) Land $48,000 Building $252,000 | $300,000 (-) Land $48,000 Building $252,000 |
| 2023 | $186,000 (-) Land $20,800 Building $165,200 | $300,000 (+19.33%) Land $33,548 Building $266,452 | |
| 2022 | $186,000 Land $20,800 Building $165,200 | $251,400 Land $28,114 Building $223,286 | |
| 2019 | $4,053.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 174 Cindy Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 9 (1979–1985) |
| Most Recent Claim | Feb 1985 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 174 Cindy Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA AMHERST serves 92,697 people · EPA ID NY1400399 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures