174 Cherry St, Naugatuck, CT 06770 Property Records

Naugatuck Borough property record for 174 Cherry St, Naugatuck, CT 06770

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,207 sqft · built 1879
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$101,000 (Jun 2000)
Tax Bill	$5,094 (2025)
Deeds & Mortgages	Apr 2024 Refinance Nov 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`NAUG M:5-26W1`

Property Details

APN / Parcel Number

Primary APN	`NAUG M:5-26W1`
Alternative APNs	`NAUG M:031 L:7500` `AP13 26W1` `031-7500` `31-7500`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,207 sqft Living Area
Gross Area	2,395 sqft
1st Floor Area	767 sqft
Basement Area	632 sqft
Unfinished Basement	632 sqft

Exterior

Year Built	Built 1879
Effective Year Built	Effective 1879
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	31-7500
Street Address	174 CHERRY ST
City	NAUGATUCK
State	CT
Zip	06770-4535
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R30
Legal Lot Number	7500
Jurisdiction	NAUGATUCK CT
Township / Civil Division	NAUGATUCK
Census Block Group	2
Census Block	2003
Census Tract	345300

Owner

Source: Naugatuck Borough assessment roll, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	174 CHERRY ST, NAUGATUCK, CT 06770-4535
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Nov 4, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 23, 2000 · Amount on Record
Deed Sale	Jun 23, 2000 · Amount on Record
Deed Book / Page	509 / 6
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Property Address	174 CHERRY ST, NAUGATUCK, CT 06770-4535
Transaction Type	Mortgage
Record Updated	May 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001138-375
Date	Apr 24, 2024
Book Page	1138/375
Instrument	2024-1072

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Property Address	174 CHERRY ST, NAUGATUCK, CT 06770-4535
Transaction Type	Mortgage
Record Updated	Sep 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001112-456
Date	Nov 4, 2022
Book Page	1112/456
Instrument	2022-3991

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: Naugatuck Borough assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Naugatuck Borough
Unified School District	Naugatuck School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,094.00	$128,030 (-) Land $28,840 Building $99,190	$89,621 Land $20,188 Building $69,433
2024	$5,094.00 (-11.08%)
2023	$5,729.00 (+20.03%)	$128,030 (+28.09%) Land $28,840 Building $99,190
2022	$4,773.00	$99,950 Land $31,100 Building $68,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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