174 Chatham Rd NE, Cedar Rapids, IA 52402 Property Records

Linn County property record for 174 Chatham Rd NE, Cedar Rapids, IA 52402

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,126 sqft · built 1970
Lot Size	0.223 acres (9,713 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Sep 2025)
Tax Bill	$3,518 (2025)
Deeds & Mortgages	Jul 2025 Line of Credit Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11354-28007-00000`

Property Details

APN / Parcel Number

Primary APN	`11354-28007-00000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,532 sqft Living Area
Gross Area	2,252 sqft
1st Floor Area	1,126 sqft
Basement Area	1,126 sqft
Finished Basement	406 sqft
Unfinished Basement	720 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,713 sqft (0.223 acres)
Lot Dimensions	64.3 ft deep x 64.9 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	40 sqft
Deck Area	Deck Area
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	174 CHATHAM RD NE
City	CEDAR RAPIDS
State	IA
Zip	52402-1539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOWMAN WOODS UNIT 5 STR/LB 372
Legal Range	7W
Legal Township	84N
Legal Section	35
Legal Subdivision	BOWMAN WOODS
Legal Lot Number	372
Legal Unit	5
Jurisdiction	LINN IA
Township / Civil Division	CEDAR RAPIDS
Census Block Group	2
Census Block	2002
Census Tract	209

Owner

Source: Linn County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	174 CHATHAM RD NE, CEDAR RAPIDS, IA 52402-1539
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2025	Deed of Trust, Mortgage · Line of Credit MIDWESTONE BANK
Sep 30, 2025	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2025 · Amount on Record
Deed Sale	Sep 30, 2025 · Amount on Record
Prior Sale	Jul 24, 2014 · Amount on Record
Deed Document Number	202526941
Deed Book / Page	2025 / 26941
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	174 CHATHAM RD NE, CEDAR RAPIDS, IA 52402-1539
Transaction Type	Mortgage
Record Updated	Oct 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 CHATHAM RD NE, CEDAR RAPIDS, IA 52402-1539

Mortgage

Document Number	2025019357
Date	Jul 21, 2025
Instrument	2025-019357

Lender

Name	MIDWESTONE BANK
Type	Bank
Address	3600 1ST AVE NE, CEDAR RAPIDS, IA 52402

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Aug 12, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINN IA
Recording Date	Sep 30, 2025
Property Address	174 CHATHAM RD NE, CEDAR RAPIDS, IA 52402-1539
Document Number	2025026941
Instrument Date	Sep 23, 2025
Instrument	2025-026941
Transaction Type	Transfer
Record Updated	Oct 28, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$399.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	174 CHATHAM RD NE, CEDAR RAPIDS, IA 52402-1539

Mortgage

Document Number	2025026942
Date	Sep 30, 2025
Instrument	2025-026942

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: Linn County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Municipality	Cedar Rapids City
Unified School District	Linn-Mar Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$223,800 (+18.73%) Land $46,200 Building $177,600	$223,800 (+18.73%) Land $46,200 Building $177,600
2025	$3,518.00	$188,500 (+9.72%) Land $42,900 Building $145,600	$188,500 (+9.72%) Land $42,900 Building $145,600
2024	$3,518.00 (+5.84%)
2023		$171,800 Land $39,600 Building $132,200	$171,800 Land $39,600 Building $132,200
2022	$3,324.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR RAPIDS WATER DEPARTMENT serves 142,364 people · EPA ID IA5715093
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
ImOn Communications Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: CenturyLink, GigFire, Verizon.

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