Cherokee County property record for 174 Charles Rd, Canton, GA 30115
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,333 sqft · built 2018 |
| Lot Size | 2.04 acres (88,862 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,346 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Aug 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15N20 543 |
| Primary APN | 15N20 543 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,333 sqft Living Area |
| Gross Area | 4,325 sqft |
| 1st Floor Area | 2,069 sqft |
| Basement Area | 992 sqft |
| Flooring | Tile |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Ranch |
| Exterior Material | Concrete |
| Roof Type | Hip |
| Roof Material | Wood Shingle |
| Lot Area | 88,862 sqft (2.04 acres) |
| Lot Width | 260 ft Width |
| Garage Area | 628 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 435 sqft |
| Deck Area | 144 sqft |
| Patio Area | 520 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 436681 |
|---|---|
| Street Address | 174 CHARLES RD |
| City | CANTON |
| State | GA |
| Zip | 30115-4649 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-80 |
| Legal Description | LL 243 15TH D TR 1 |
| Legal Tract | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | CHEROKEE GA |
| Township / Civil Division | HOLLY SPRINGS |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 90807 |
174 Charles Rd is owned and occupied by two individuals who acquired it in October 2016.
Source: Cherokee County records, as of November 10, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 174 CHARLES RD, CANTON, GA 30115-4649 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 11, 2024 | Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL |
| Aug 2, 2022 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCE |
| Sep 21, 2017 | Deed of Trust, Mortgage · Commercial Mortgage RENASANT BANK |
| Jun 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 10, 2016 |
| Transfer Doc | 0141110021 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE GA |
| Property Address | 174 CHARLES RD, CANTON, GA 30115-4649 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 174 CHARLES RD, CANTON, GA 30115-4649 |
| Document Number | 0149212504 |
|---|---|
| Date | Jan 11, 2024 |
| Book Page | 0000014921/0000002504 |
| Name | US DEPARTMENT OF HOUSING AND URBAN DEVEL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE GA |
| Property Address | 174 CHARLES RD, CANTON, GA 30115-4649 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 174 CHARLES RD, CANTON, GA 30115-4649 |
| Document Number | 0148131868 |
|---|---|
| Date | Aug 2, 2022 |
| Book Page | 0000014813/0000001868 |
| Instrument | 2022031322 |
| Name | AMERICAN FINANCE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE GA |
| Property Address | 174 CHARLES RD, CANTON, GA 30115-4649 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0142122615 |
|---|---|
| Date | Sep 21, 2017 |
| Book Page | 14212/2615 |
| Instrument | 2017033801 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Oct 1, 2018 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE GA |
| Property Address | 174 CHARLES RD, CANTON, GA 30115-4649 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0142820326 |
|---|---|
| Date | Jun 27, 2018 |
| Book Page | 14282/326 |
| Instrument | 2018021943 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2048 |
The 2025 property tax bill for 174 Charles Rd was $8,346 with a homeowner's exemption.
Source: Cherokee County assessment roll, as of November 10, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,346.00 Homeowner's exemption | $358,920 Land $64,600 Building $294,320 | $897,300 Land $161,500 Building $735,800 |
| 2023 | $332,560 (+40.16%) Land $48,080 Building $284,480 | $831,400 (+40.16%) Land $120,200 Building $711,200 | |
| 2022 | $6,333.00 Homeowner's exemption | $237,280 Land $48,080 Building $189,200 | $593,200 Land $120,200 Building $473,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 174 Charles Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 14, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 174 Charles Rd is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 49% of Georgia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHEROKEE COUNTY serves 224,427 people · EPA ID GA0570002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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