Imperial County property record for 174 Charles Elmore Dr, El Centro, CA 92243
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,376 sqft · built 2008 |
| Lot Size | 0.139 acres (6,042 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $205,000 (Apr 2013) |
| Tax Bill | $4,076 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 054-672-021-000 |
| Primary APN | 054-672-021-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,376 sqft Living Area |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Construction Type | Wood |
| Lot Area | 6,042 sqft (0.139 acres) |
| Garage Type | Attached |
| Garage Area | 568 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Water Source | Commercial |
| Old Parcel Number | 054-672-021 |
|---|---|
| Street Address | 174 CHARLES ELMORE DR |
| City | EL CENTRO |
| State | CA |
| Zip | 92243-6711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 47 OF COUNTRYSIDE SOUTH SUBDIVISION FM 25-56 CITY OF EL CENTRO16-14 |
| Legal Subdivision | COUNTRYSIDE SOUTH SUB |
| Legal Block | 1 |
| Legal Lot Number | 47 |
| Jurisdiction | IMPERIAL CA |
| Township / Civil Division | EL CENTRO |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 11803 |
Source: Imperial County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 174 CHARLES ELMORE DR, EL CENTRO, CA 92243-6711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 17, 2021 | Deed of Trust, Mortgage · VA Mortgage LADERA LENDING INC |
| Dec 24, 2019 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 5, 2013 · Amount on Record |
| Deed Sale | Apr 5, 2013 · Amount on Record |
| Prior Sale | Sep 14, 2012 · Amount on Record |
| Deed Document Number | 20137585 |
| Prior Transfer Date | Aug 13, 2008 |
| Prior Transfer Doc | 0000024119 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IMPERIAL CA |
| Property Address | 174 CHARLES ELMORE DR, EL CENTRO, CA 92243-6711 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2021 |
| Title Company | UNISOURCE TITLE INSURANCE-IRVINE, UNISOURCE TITLE INS IRVINE |
| Name | Verified Name |
|---|---|
| Address | 174 CHARLES ELMORE DR, EL CENTRO, CA 92243-6711 |
| Document Number | 0000003702 |
|---|---|
| Date | Feb 17, 2021 |
| Instrument | 2021003702 |
| Name | LADERA LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | LADERA RANCH, CA 92694 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IMPERIAL CA |
| Property Address | 174 CHARLES ELMORE DR, EL CENTRO, CA 92243-6711 |
| Document Number | 0000000363 |
| Instrument Date | Dec 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2020 |
| Title Company | VISIONET SYSTEMS INC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 174 CHARLES ELMORE DR EL CENTRO CA 922436711, EL CENTRO, CA 92243-6711 |
| Document Number | 0000000363 |
|---|---|
| Date | Jan 8, 2020 |
| Instrument | 363 |
| Name | PENNYMAC |
|---|---|
| Address | HIDDEN VALLEY, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 7, 2050 |
Source: Imperial County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | California |
| County | Imperial County |
| Municipality | El Centro City |
| Secondary School District | Central Union High School District (09 - 12) |
| Elementary School District | McCabe Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $270,037 (+6.12%) Land $50,235 Building $219,802 | |
| 2025 | $4,076.00 (+5.11%) | |
| 2023 | $3,878.00 (+5.04%) | $254,465 Land $47,339 Building $207,126 |
| 2022 | $3,692.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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