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174 Chambers St, Unit 1, El Cajon, CA 92020 Property Records

San Diego County property record for 174 Chambers St, Unit 1, El Cajon, CA 92020

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 925 sqft · built 1985
Lot Size2.59 acres (113,220 sqft)
OwnerCompany Name on Record
Last Sale$370,000 (Jan 2026)
Tax Bill$1,776 (2025)
Deeds & MortgagesJan 2026 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN487-160-17-29

Property Details

APN / Parcel Number

Primary APN487-160-17-29

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area925 sqft Living Area

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleCondo/Apartment
Lot Area113,220 sqft

Location & Zoning

Street Address174 CHAMBERS ST, 1
CityEL CAJON
StateCA
Zip92020-3387
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRM-2200
Legal DescriptionLOT 1 US 1 PER DOCS05-937102&06-213105&UND INT IN BLDG D IN TR 015136
Legal SubdivisionLAS BRISAS
Legal Tract015136
Legal Block2
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2010
Census Tract16202

Owner

Source: San Diego County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4067 44TH ST, 7, SAN DIEGO, CA 92105-1613
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 22, 2026 · Amount on Record
Deed SaleJan 22, 2026 · Amount on Record
Prior SaleOct 14, 2008 · Amount on Record
Deed Document Number202619065
Prior Transfer DateApr 3, 2008
Prior Transfer Doc0000189337
Record UpdatedOct 29, 2026

January 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJan 22, 2026
Property Address174 CHAMBERS ST UNIT 1, 1, EL CAJON, CA 92020-3387
Document Number0000019065
Map ReferenceMAP 15136
Instrument DateJan 18, 2026
Instrument2026-0019065
Transaction TypeTransfer
Record UpdatedJan 30, 2026
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4067 44TH ST APT 7, 7, SAN DIEGO, CA 92105-1613

Mortgage

Document Number0000019066
DateJan 22, 2026
Instrument2026-0019066
Lender
NameMERCHANTS FUNDING AZ LLC
TypeLending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$151,035 (+2%) Land $65,666 Building $85,369
2025$1,776.00 (+2.07%)$148,075 (+4.04%) Land $64,379 Building $83,696
2023$1,740.00 (+1.58%)$142,327 Land $61,880 Building $80,447
2022$1,713.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies47 units insured
incl. 46 condo units
Nearby Flood Claims14 (1980–2006)
Most Recent ClaimMar 2006
Claims by Event
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Feb 1995 · 2 claims
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
Starlink
Satellite		280 / 30
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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