Essex County and Cedar Grove Township property record for 174 Cedar St, Cedar Grove, NJ 07009
| Property Type | Single Family Home |
|---|---|
| Details | 2,908 sqft · built 1907 |
| Lot Size | 0.365 acres (15,899 sqft) |
| Owner | Company Name on File |
| Last Sale | $330,000 (Nov 2001) |
| Tax Bill | $16,332 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-00140-0000-00365 |
| Primary APN | 04-00140-0000-00365 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,908 sqft Living Area |
| Year Built | Built 1907 |
|---|---|
| Effective Year Built | Effective 1907 |
| Construction Type | Frame |
| Lot Area | 15,899 sqft (0.365 acres) |
| Lot Dimensions | 212 ft deep x 75 ft wide |
| Garage Type | Detached |
| Old Parcel Number | 040014000365 |
|---|---|
| Street Address | 174 CEDAR ST |
| City | CEDAR GROVE |
| State | NJ |
| Zip | 07009-1616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 75X212 |
| Legal Block | 140 |
| Legal Lot Number | 365 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | CEDAR GROVE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 21400 |
174 Cedar St is owned by a company that bought it in November 2001.
Source: Essex County and Cedar Grove Township records, as of July 2, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 174 CEDAR ST, CEDAR GROVE, NJ 07009-1616 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC HOME LOANS INC |
| Dec 4, 2017 | Deed of Trust, Mortgage · Conventional with PMI ATLANTIC HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 19, 2001 · Amount on File |
| Deed Sale | Nov 19, 2001 · Amount on File |
| Deed Book / Page | 5841 / 803 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 174 CEDAR ST, CEDAR GROVE, NJ 07009-1616 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2021 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 2021031023 |
|---|---|
| Date | Mar 15, 2021 |
| Instrument | 2021031023 |
| Name | ATLANTIC HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 174 CEDAR ST, CEDAR GROVE, NJ 07009-1616 |
| Document Number | 0000110095 |
| Instrument Date | Dec 4, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2018 |
| Title Company | WFG NATIONAL TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 174 CEDAR ST CEDAR GROVE NJ 070091616, CEDAR GROVE, NJ 07009-1616 |
| Document Number | 0000110095 |
|---|---|
| Date | Dec 19, 2017 |
| Instrument | 110095 |
| Name | ATLANTIC HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 18, 2047 |
The 2025 property tax bill for 174 Cedar St was $16,332, up 2.8% from the year before.
Source: Essex County and Cedar Grove Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Cedar Grove Township |
| Unified School District | Cedar Grove Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $974,100 (+60.27%) Land $443,900 Building $530,200 | $974,100 (+60.27%) Land $443,900 Building $530,200 | |
| 2025 | $16,332.00 (+2.8%) | $607,800 Land $314,200 Building $293,600 | $607,800 Land $314,200 Building $293,600 |
| 2024 | $15,887.00 | ||
| 2023 | $607,800 Land $314,200 Building $293,600 | $607,800 Land $314,200 Building $293,600 | |
| 2022 | $15,583.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 174 Cedar St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2021–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 174 Cedar St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.5% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDAR GROVE WATER DEPT serves 12,900 people · EPA ID NJ0704001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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