174 Cedar St, Cedar Grove, NJ 07009 Property Records

Essex County and Cedar Grove Township property record for 174 Cedar St, Cedar Grove, NJ 07009

Property Summary

Property TypeSingle Family Home
Details2,908 sqft · built 1907
Lot Size0.365 acres (15,899 sqft)
OwnerCompany Name on File
Last Sale$330,000 (Nov 2001)
Tax Bill$16,332 (2025)
Deeds & MortgagesMar 2021 Mortgage
Dec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN04-00140-0000-00365

Property Details

APN / Parcel Number

Primary APN04-00140-0000-00365
Alternative APN
  • 040014000365

Interior

Stories2 Stories
Building Area2,908 sqft Living Area

Exterior

Year BuiltBuilt 1907
Effective Year BuiltEffective 1907
Construction TypeFrame
Lot Area15,899 sqft (0.365 acres)
Lot Dimensions212 ft deep x 75 ft wide
Garage TypeDetached

Location & Zoning

Old Parcel Number040014000365
Street Address174 CEDAR ST
CityCEDAR GROVE
StateNJ
Zip07009-1616
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description75X212
Legal Block140
Legal Lot Number365
JurisdictionESSEX NJ
Township / Civil DivisionCEDAR GROVE
Census Block Group1
Census Block1006
Census Tract21400

Owner

174 Cedar St is owned by a company that bought it in November 2001.

Source: Essex County and Cedar Grove Township records, as of July 2, 2026

Owner of RecordCompany Name on File
Mailing Address174 CEDAR ST, CEDAR GROVE, NJ 07009-1616
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
ATLANTIC HOME LOANS INC
Dec 4, 2017Deed of Trust, Mortgage · Conventional with PMI
ATLANTIC HM LOANS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 19, 2001 · Amount on File
Deed SaleNov 19, 2001 · Amount on File
Deed Book / Page5841 / 803
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address174 CEDAR ST, CEDAR GROVE, NJ 07009-1616
Transaction TypeMortgage
Record UpdatedApr 9, 2021
Title CompanyFOUNDATION TITLE, FOUNDATION TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021031023
DateMar 15, 2021
Instrument2021031023
Lender
NameATLANTIC HOME LOANS INC
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2051

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address174 CEDAR ST, CEDAR GROVE, NJ 07009-1616
Document Number0000110095
Instrument DateDec 4, 2017
Transaction TypeMortgage
Record UpdatedMar 20, 2018
Title CompanyWFG NATIONAL TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address174 CEDAR ST CEDAR GROVE NJ 070091616, CEDAR GROVE, NJ 07009-1616

Mortgage

Document Number0000110095
DateDec 19, 2017
Instrument110095
Lender
NameATLANTIC HM LOANS
TypeFunding / Finance Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueDec 18, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 174 Cedar St was $16,332, up 2.8% from the year before.

Source: Essex County and Cedar Grove Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionCedar Grove Township
Unified School DistrictCedar Grove Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$974,100 (+60.27%) Land $443,900 Building $530,200$974,100 (+60.27%) Land $443,900 Building $530,200
2025$16,332.00 (+2.8%)$607,800 Land $314,200 Building $293,600$607,800 Land $314,200 Building $293,600
2024$15,887.00
2023$607,800 Land $314,200 Building $293,600$607,800 Land $314,200 Building $293,600
2022$15,583.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 174 Cedar St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2021–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 174 Cedar St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDAR GROVE WATER DEPT
serves 12,900 people · EPA ID NJ0704001
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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