174 Cedar Ln, Mount Airy, GA 30563 Property Records

Habersham County property record for 174 Cedar Ln, Mount Airy, GA 30563

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,445 sqft · built 1980
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on File
Last Sale	$121,900 (Jun 2017)
Tax Bill	$1,959 (2026)
Deeds & Mortgages	Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`109 215`

Property Details

APN / Parcel Number

Primary APN	`109 215`
Alternative APNs	`673583` `406332`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,445 sqft Heated Area
Gross Area	2,313 sqft
1st Floor Area	1,445 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1990
Exterior Material	Wood
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	22,216 sqft (0.51 acres)
Lot Width	250 ft Width
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	372 sqft
Deck Area	286 sqft
Patio Area	286 sqft
Storage Building	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	406332
Street Address	174 CEDAR LN
City	MOUNT AIRY
State	GA
Zip	30563-2815
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	LI
Legal Description	10-12 109-8 LT-1 PB28-209861-429 DB 1142-307
Legal Subdivision	OAK RDG ESTATES
Legal Lot Number	1
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	4
Census Block	4026
Census Tract	400

Owner

174 Cedar Ln, a rural home, is owned and occupied by an individual who bought it in June 2017.

Source: Habersham County records, as of September 11, 2026

Owner of Record	Individual Name on File
Mailing Address	174 CEDAR LN, MOUNT AIRY, GA 30563-2815
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2017 · Amount on File
Deed Sale	Jun 19, 2017 · Amount on File
Prior Sale	Jan 15, 2014 · Amount on File
Deed Document Number	20171200
Deed Book / Page	1142 / 307
Record Updated	Oct 29, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Jun 19, 2017
Property Address	174 CEDAR LN, MOUNT AIRY, GA 30563-2815
Document Number	001142/307
Book / Page	1142 / 307
Instrument Date	Jun 19, 2017
Instrument	2017-001200
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 CEDAR LN, MOUNT AIRY, GA 30563-2815

Mortgage

Document Number	1142/309
Date	Jun 28, 2017
Book Page	1142/309

Lender

Name	HOMESTAR FINANCIAL
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 174 Cedar Ln was $1,959.

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,959.00	$85,970 Land $8,000 Building $77,970	$214,924 Land $20,000 Building $194,924
2023	$1,715.00 (+14.64%)	$66,108 (+14.65%) Land $8,000 Building $58,108	$165,270 (+14.65%) Land $20,000 Building $145,270
2022	$1,496.00	$57,660 Land $8,000 Building $49,660	$144,150 Land $20,000 Building $124,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 174 Cedar Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 174 Cedar Ln is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 79% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000
Windstream Cable · DSL	1,000 / 25
Starlink Satellite	280 / 30