San Mateo County property record for 174 Carmel Ave, Pacifica, CA 94044
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 760 sqft · built 1930 |
| Lot Size | 0.107 acres (4,680 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $280,000 (Dec 2000) |
| Tax Bill | $6,451 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Dec 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 016-041-080 |
| Primary APN | 016-041-080 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 760 sqft Living Area |
| 1st Floor Area | 760 sqft |
| Family Room | Family Room |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Lot Area | 4,680 sqft (0.107 acres) |
| Lot Dimensions | 90 ft deep x 52 ft wide |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 174 CARMEL AVE |
|---|---|
| City | PACIFICA |
| State | CA |
| Zip | 94044-2555 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C30000 |
| Legal Description | LOT 27 28 BLOCK 17 SALADA BEACH |
| Legal Subdivision | SALADA BEACH |
| Legal Block | 17 |
| Legal Lot Number | 27 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | SOUTH SAN FRANCISCO |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 603000 |
Source: San Mateo County records, as of July 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 174 CARMEL AVE, PACIFICA, CA 94044-2555 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 1, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage GENHOME MORTGAGE CORP |
| Dec 30, 2019 | Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB |
| Aug 31, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 13, 2000 · Amount on Record |
| Deed Sale | Dec 13, 2000 · Amount on Record |
| Deed Document Number | 2000157583 |
| Last Transfer Date | Sep 27, 2021 |
| Transfer Doc | 0000140537 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Oct 1, 2021 |
| Property Address | 174 CARMEL AVE, PACIFICA, CA 94044-2555 |
| Document Number | 0000140537 |
| Map Reference | MB 5 PG 20 |
| Instrument Date | Sep 27, 2021 |
| Instrument | 2021-140537 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2021 |
| Title Company | LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 174 CARMEL AVE, PACIFICA, CA 94044-2555 |
| Document Number | 0000140538 |
|---|---|
| Date | Oct 1, 2021 |
| Instrument | 2021-140538 |
| Name | GENHOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 174 CARMEL AVE, PACIFICA, CA 94044-2555 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000111408 |
|---|---|
| Date | Dec 30, 2019 |
| Instrument | 2019-111408 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 174 CARMEL AVE, PACIFICA, CA 94044-2555 |
| Document Number | 0000080245 |
| Instrument Date | Aug 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2019 |
| Title Company | AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO. |
| Name | Verified Name |
|---|---|
| Address | 174 CARMEL AVE PACIFICA CA 940442555, PACIFICA, CA 94044-2555 |
| Document Number | 0000080245 |
|---|---|
| Date | Sep 30, 2019 |
| Instrument | 80245 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 29, 2049 |
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | Pacifica City |
| Secondary School District | Jefferson Union High School District (09 - 12) |
| Elementary School District | Pacifica School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $430,334 (+2%) Land $215,167 Building $215,167 | ||
| 2025 | $6,451.00 (+3.51%) Homeowner's exemption | $421,898 (+4.04%) Land $210,949 Building $210,949 | |
| 2023 | $6,232.00 (+7.78%) Homeowner's exemption | $405,516 Land $202,758 Building $202,758 | $441,630 |
| 2022 | $5,782.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 12 units insured incl. 4 condo units |
| Nearby Flood Claims | 5 (1998–2023) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH COAST COUNTY WATER DIST serves 38,546 people · EPA ID CA4110025 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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