Bergen County and Oradell Borough property record for 174 Cambridge Cir, Oradell, NJ 07649
| Property Type | Single Family Home |
|---|---|
| Details | 2,532 sqft · built 1958 |
| Lot Size | 0.24 acres (10,450 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $536,000 (Dec 2003) |
| Tax Bill | $19,604 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage May 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-00325-0000-00001 |
| Primary APN | 44-00325-0000-00001 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,532 sqft Living Area |
| 1st Floor Area | 2,532 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 10,450 sqft (0.24 acres) |
| Lot Dimensions | 95 ft deep x 110 ft wide |
| Account Number | 154100 |
|---|---|
| Street Address | 174 CAMBRIDGE CIR |
| City | ORADELL |
| State | NJ |
| Zip | 07649-2406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | 110X95 |
| Legal Subdivision | SCHAEFER VILLAGE INC |
| Legal Block | 325 |
| Legal Lot Number | 1 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | ORADELL |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 40002 |
174 Cambridge Cir is owned and occupied by two individuals who bought it in December 2003.
Source: Bergen County and Oradell Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 174 CAMBRIDGE CIR, ORADELL, NJ 07649-2406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 23, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| May 24, 2021 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 17, 2003 · Amount on File |
| Deed Sale | Dec 17, 2003 · Amount on File |
| Prior Sale | Jun 17, 1997 · Amount on File |
| Deed Book / Page | 8642 / 770 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 174 CAMBRIDGE CIR, ORADELL, NJ 07649-2406 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0045941837 |
|---|---|
| Date | Feb 23, 2022 |
| Book Page | 4594/1837 |
| Instrument | 2022023881 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 174 CAMBRIDGE CIR, ORADELL, NJ 07649-2406 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0041621379 |
|---|---|
| Date | May 24, 2021 |
| Book Page | 4162/1379 |
| Instrument | 2021081956 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 21, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 174 Cambridge Cir was $19,604, up 4.5% from the year before.
Source: Bergen County and Oradell Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Oradell Borough |
| Elementary School District | Oradell Borough School District (KG - 06) |
| Secondary School District | River Dell Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $893,700 (+4.62%) Land $430,500 Building $463,200 | $893,700 (+4.62%) Land $430,500 Building $463,200 | |
| 2025 | $19,604.00 (+4.52%) | $854,200 Land $405,000 Building $449,200 | $854,200 Land $405,000 Building $449,200 |
| 2024 | $18,757.00 | ||
| 2023 | $685,800 Land $290,500 Building $395,300 | $685,800 Land $290,500 Building $395,300 | |
| 2022 | $17,509.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 174 Cambridge Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1979–2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 174 Cambridge Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures