Banks County property record for 174 Brookside Dr, Lula, GA 30554
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,731 sqft · built 2018 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $160,900 (Jul 2018) |
| Tax Bill | $2,563 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Jul 2018 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B01A039 |
| Primary APN | B01A039 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,731 sqft Heated Area |
| 1st Floor Area | 567 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Width | 175 ft Width |
| Garage Area | 504 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 882 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 105 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Account Number | 9225 |
|---|---|
| Street Address | 174 BROOKSIDE DR |
| City | LULA |
| State | GA |
| Zip | 30554-3342 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | WATERFORD GLEN LT 39 PB G-39 |
| Legal Subdivision | WATERFORD GLEN - 00616 |
| Legal Lot Number | 39 |
| Jurisdiction | BANKS GA |
| Township / Civil Division | MAYSVILLE |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 970300 |
174 Brookside Dr is owned and occupied by two individuals who bought it in July 2018.
Source: Banks County records, as of November 14, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 174 BROOKSIDE DR, LULA, GA 30554-3342 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 8, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE |
| Jul 9, 2018 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage IBERIABANK |
| Jul 9, 2018 | Warranty Deed, Transfer |
| Jun 7, 2017 | Limited Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2018 · Amount on File |
| Deed Sale | Jul 9, 2018 · Amount on File |
| Prior Sale | Jun 7, 2017 · Amount on File |
| Deed Document Number | 2018480 |
| Deed Book / Page | 454 / 20 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANKS GA |
| Property Address | 174 BROOKSIDE DR, LULA, GA 30554-3342 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 174 BROOKSIDE DR, LULA, GA 30554-3342 |
| Document Number | 0000000489/0000000594 |
|---|---|
| Date | Oct 8, 2020 |
| Book Page | 0000000489/0000000594 |
| Name | FREEDOM MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BANKS GA |
| Recording Date | Jul 9, 2018 |
| Property Address | 174 BROOKSIDE DR, LULA, GA 30554-3342 |
| Document Number | 0000454/20 |
| Book / Page | 454 / 20 |
| Instrument Date | Jul 9, 2018 |
| Instrument | 2018-000480 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 2, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 174 BROOKSIDE DR, LULA, GA 30554-3342 |
| Document Number | 0000454/21 |
|---|---|
| Date | Jul 13, 2018 |
| Book Page | 454/21 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BANKS GA |
| Recording Date | Jul 9, 2018 |
| Property Address | 174 BROOKSIDE DR, LULA, GA 30554-3342 |
| Document Number | 0000454/34 |
| Book / Page | 454 / 34 |
| Instrument Date | Jul 9, 2018 |
| Instrument | 2018-000483 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 174 BROOKSIDE DR, 174, LULA, GA 30554-3342 |
| Name | Verified Name |
|---|---|
| Address | 174 BROOKSIDE DR, LULA, GA 30554-3342 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | BANKS GA |
| Recording Date | Jun 7, 2017 |
| Property Address | 174 BROOKSIDE DR, LULA, GA 30554-3342 |
| Document Number | 000439/726 |
| Book / Page | 439 / 726 |
| Instrument Date | Jun 7, 2017 |
| Instrument | 2017-000453 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 927, STATHAM, GA 30666-0019 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 174 Brookside Dr was $2,563, up 10.6% from the year before.
Source: Banks County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Banks County |
| Municipality | Lula City |
| Unified School District | Banks County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,563.00 (+10.62%) | $134,278 (+14.19%) Land $14,000 Building $120,278 | $335,696 (+14.19%) Land $35,000 Building $300,696 |
| 2024 | $2,317.00 (+1.62%) | $117,594 (+4.93%) Land $8,000 Building $109,594 | $293,986 (+4.93%) Land $20,000 Building $273,986 |
| 2023 | $2,280.00 (+6.59%) | $112,065 (+10.04%) Land $14,000 Building $98,065 | $280,163 (+10.04%) Land $35,000 Building $245,163 |
| 2022 | $2,139.00 | $101,842 Land $14,000 Building $87,842 | $254,605 Land $35,000 Building $219,605 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 174 Brookside Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 5, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 174 Brookside Dr is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 45% of Georgia |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LULA serves 3,416 people · EPA ID GA1390002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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