174 Boundary Rd, Oakboro, NC 28129 Property Records

Stanly County property record for 174 Boundary Rd, Oakboro, NC 28129

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,265 sqft · built 1973
Lot Size	0.88 acres (38,333 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Feb 2017)
Tax Bill	$1,145 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Nov 2019 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`559502664428`

Property Details

APN / Parcel Number

Primary APN	`559502664428`
Alternative APNs	`1545900` `24280` `14909`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,265 sqft Finished Area
Basement Area	1,164 sqft
Unfinished Basement	1,164 sqft
Flooring	Tile
Interior Walls	Plywood

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	38,333 sqft (0.88 acres)
Garage Type	Carport
Garage Area	286 sqft
Carport	Carport
Carport Area	286 sqft
Porch	Porch
Porch Area	57 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	1545900
Street Address	174 BOUNDARY RD
City	OAKBORO
State	NC
Zip	28129-9408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	HSE 174 BOUNDARY RD LTS 21/22 SCT B 559500031
Legal Subdivision	ROLLING HILLS
Legal Lot Number	21
Jurisdiction	STANLY NC
Township / Civil Division	BIG LICK
Census Block Group	3
Census Block	3009
Census Tract	930902

Owner

174 Boundary Rd is owned and occupied by an individual who bought it in February 2017.

Source: Stanly County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	174 BOUNDARY RD, OAKBORO, NC 28129-9408
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 25, 2019	Loan Modification, Mortgage · Conventional with PMI PENNYMAC
Mar 14, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 27, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2017 · Amount on File
Deed Sale	Feb 27, 2017 · Amount on File
Prior Sale	May 17, 2016 · Amount on File
Deed Document Number	2017388494
Deed Book / Page	1599 / 287
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANLY NC
Property Address	174 BOUNDARY RD, OAKBORO, NC 28129-9408
Transaction Type	Mortgage
Record Updated	Dec 8, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 BOUNDARY RD, OAKBORO, NC 28129-9408

Mortgage

Document Number	0000437756
Date	Sep 17, 2021
Book Page	1757/366
Instrument	437756

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	339 Months
Due	Dec 1, 2049

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	STANLY NC
Property Address	174 BOUNDARY RD, OAKBORO, NC 28129-9408
Document Number	0000415941
Instrument Date	Nov 25, 2019
Transaction Type	Mortgage
Record Updated	Jan 23, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 80UNDARY RD OAKBORO NC 28129, OAKBORO, NC 28129

Mortgage

Document Number	0000415941
Date	Dec 27, 2019
Book Page	001689/000473
Instrument	415941

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 26, 2049

Interest

Rate	3.75%

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANLY NC
Recording Date	Mar 14, 2017
Property Address	174 BOUNDARY RD, OAKBORO, NC 28129-9408
Document Number	0000388915
Book / Page	001601 / 000146
Instrument Date	Feb 27, 2017
Instrument	388915
Transaction Type	Transfer
Record Updated	Mar 20, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	209 GADDIS RD OAKBORO NC 281299422, OAKBORO, NC 28129-9422

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Feb 27, 2017
Property Address	174 BOUNDARY RD, OAKBORO, NC 28129-9408
Document Number	0000388494
Book / Page	001599 / 000287
Instrument Date	Feb 27, 2017
Instrument	388494
Transaction Type	Transfer
Record Updated	Mar 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$280.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 BOUNDARY RD OAKBORO NC 281299408, OAKBORO, NC 28129-9408

Tax Assessment & Valuation

The 2026 property tax bill for 174 Boundary Rd was $1,145.

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Municipality	Red Cross Town
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,145.00	$171,019 Land $43,560 Building $127,459	$171,019 Land $43,560 Building $127,459
2023	$800.00	$103,945 Land $19,690 Building $84,255	$103,945 Land $19,690 Building $84,255

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 174 Boundary Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 174 Boundary Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANLY CO-WEST STANLY DIST serves 9,939 people · EPA ID NC0184035
Water Source	Purchased surface water from CITY OF ALBEMARLE
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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