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174 B Harper Ln, Deep Gap, NC 28618 Property Records

Watauga County property record for 174 B Harper Ln, Deep Gap, NC 28618 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,281 sqft · built 2021
Lot Size0.82 acres (35,719 sqft)
OwnerIndividual Name on File
Last Sale$60,000 (Feb 2022)
Tax Bill$1,299 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Dec 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN2951-12-1885-000

Property Details

APN / Parcel Number

Primary APN2951-12-1885-000
Alternative APN
  • 1847578

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,281 sqft Living Area
1st Floor Area1,281 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Lot Area35,719 sqft (0.82 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number1847578
Street Address174 B HARPER LN
CityDEEP GAP
StateNC
Zip28618-9056
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0.82AC, PB27 PG421, LOT 5
Legal SubdivisionWATSONS RIDGE SUBDIVISION
Legal Lot Number5
JurisdictionWATAUGA NC
Township / Civil DivisionSTONY FORK
Census Block Group1
Census Block1077
Census Tract920701

Owner

Source: Watauga County records · APN 2951-12-1885-000

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address174 B HARPER LN, DEEP GAP, NC 28618-9056
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 07, 2022Deed of Trust, Mortgage · Conventional Mortgage
LIFESTORE BANK
Dec 20, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
WKM OF BOONE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 08, 2022 · Amount on Record
Deed SaleFeb 08, 2022 · Amount on Record
Prior SaleDec 20, 2021 · Amount on Record
Deed Document Number2022716838
Deed Book / Page2254 / 620
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address174 B HARPER LN, DEEP GAP, NC 28618-9056
Transaction TypeMortgage
Record UpdatedOct 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0022540357
DateFeb 07, 2022
Book Page2254/357
Instrument716782
Lender
NameLIFESTORE BANK
TypeBank
AddressWEST JEFFERSON, NC 28694
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateDec 20, 2021
Property Address174 B HARPER LN, DEEP GAP, NC 28618-9056
Document Number0022440394
Book / Page2244 / 394
Map ReferenceMB 27 PG 421
Instrument DateDec 16, 2021
Instrument715170
Transaction TypeTransfer
Record UpdatedOct 13, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$410.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 541, DEEP GAP, NC 28618-0541

Transferred To (Grantee/Buyer)

NameVerified Name
Address174 B HARPER LN, DEEP GAP, NC 28618-9056

Mortgage

Document Number0000715171
DateDec 20, 2021
Instrument715171
Lender
NameWKM OF BOONE LLC
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,299.00$321,700 (-) Land $45,900 Building $275,800
2024$321,700 Land $45,900 Building $275,800
2023$321,700 Land $45,900 Building $275,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Watauga County (37189C), updated May 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371899207011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims12 (1979–2024)
Claims Outside the SFHA3 of 12
Most Recent ClaimSep 2024, river or lake flooding, Tropical Storm Helene
Claims By Storm
  • Tropical Storm Helene, Sep 2024 · 6 claims

Wildfire

Wildfire RiskModerate
above 53% of the US · above 75% of North Carolina
Wildfire LikelihoodAbout 1 in 833 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 54 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Loretto Telephone CompanyFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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