174 20th Ave NW, Hickory, NC 28601 Property Records

Catawba County property record for 174 20th Ave NW, Hickory, NC 28601

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,133 sqft · built 1962
Lot Size0.92 acres (40,075 sqft)
Owner2 Individual Names on File
Last Sale$20,000 (Sep 2022)
Tax Bill$1,423 (2025)
Deeds & MortgagesAug 2025 Line of Credit
Sep 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN3704-19-50-3255

Property Details

APN / Parcel Number

Primary APN3704-19-50-3255
Alternative APN
  • 0051204

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms10 Rooms
Stories1 Story
Building Area2,133 sqft Living Area
1st Floor Area5,712 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleConventional
Exterior MaterialBrick
Lot Area40,075 sqft (0.92 acres)
TerrainRolling
Garage TypeCarport
CarportCarport
PorchPorch
Porch Area383 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address174 20TH AVE NW
CityHICKORY
StateNC
Zip28601-1858
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal Description174 20TH AVE NW
JurisdictionCATAWBA NC
Township / Civil DivisionHICKORY
Census Block Group1
Census Block1011
Census Tract10501

Owner

174 20th Ave NW is owned and occupied by two individuals who bought it in September 2022.

Source: Catawba County records, as of August 18, 2026

Owner of Record2 Individual Names on File
Mailing Address174 20TH AVE NW, HICKORY, NC 28601-1858
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2025Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BANK & TRUST CO
Sep 28, 2022Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 28, 2022 · Amount on File
Deed SaleSep 28, 2022 · Amount on File
Prior SaleSep 2, 2010 · Amount on File
Deed Document Number202221144
Deed Book / Page3771 / 1311
Prior Transfer DateSep 1, 2010
Prior Transfer Doc0030400312
Record UpdatedSep 20, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATAWBA NC
Property Address174 20TH AVE NW, HICKORY, NC 28601-1858
Transaction TypeMortgage
Record UpdatedApr 3, 2026
Title CompanySTEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

NameVerified Name
Address174 20TH AVE, HICKORY, NC 28601-1858

Mortgage

Document Number0039631936
DateAug 26, 2025
Book Page3963/1936
Instrument16620
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCATAWBA NC
Recording DateSep 28, 2022
Property Address174 20TH AVE NW, HICKORY, NC 28601-1858
Document Number0037711311
Book / Page3771 / 1311
Instrument DateSep 27, 2022
Instrument21144
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanyMASTER TITLE AGENCY, MASTERS TITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$840.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4115 8TH STREET CT NW, HICKORY, NC 28601-8049

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Living Trust
Address174 20TH AVE NW, HICKORY, NC 28601-1858

Mortgage

Document Number0000021145
DateSep 28, 2022
Instrument21145
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 174 20th Ave NW was $1,423, down 53.3% from the year before.

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCatawba County
MunicipalityHickory City
Unified School DistrictHickory City Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$357,000 (-) Land $67,300 Building $289,700
2025$1,423.00 (-53.3%)$357,000 Land $67,300 Building $289,700
2024$3,047.00
2023$3,047.00$357,000 Land $67,300 Building $289,700$357,000 Land $67,300 Building $289,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 174 20th Ave NW in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 units insured
incl. 4 condo units
Nearby Flood Claims3 (1996–2020)
Claims Outside the SFHA1 of 3
Most Recent ClaimOct 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 174 20th Ave NW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HICKORY
serves 71,393 people · EPA ID NC0118010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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