17390 Harbor Rd, Cold Spring, MN 56320 Property Records

Stearns County property record for 17390 Harbor Rd, Cold Spring, MN 56320 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1985
Square Footage	1,384 sqft Living Area
Lot Size	25,312 sqft (0.581 acres)
Occupancy	Owner Occupied
Last Sale	$421,900 (2019)
Tax Bill	$5,406.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`05-03286-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	1,384 sqft Living Area
1st Floor	1,384 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1985
Architectural Style	Ranch Style
Exterior Material	Metal Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	25,312 sqft (0.581 acres)
Depth X Width	224 ft x 100 ft Depth x Width
Parking Spaces	4 Parking Spaces
Garage Type	Attached Garage
Garage Area	980 sqft Garage
Shed	1 Shed
Shed Area	240 sqft Shed
Patio Area	256 sqft Patio

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	17390 HARBOR RD
City	COLD SPRING
State	MN
Zip	56320-9658
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 004 PEANUT HILL ADD SECTION 32 TOWNSHIP 124 RANGE 030 SECTION 32 TOWNSHIP 124 RANGE 030
Legal Range	30W
Legal Township	124
Legal Section	32
Legal Subdivision	PEANUT HILL ADD
Legal Lot Number	4
Jurisdiction	STEARNS MN
Minor Civil Division	COLLEGEVILLE
Census Blockgroup	1
Census Block	1052
Census Tract	11305

Owner

Source: Stearns County records · APN 05-03286-0000

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	17390 HARBOR RD, COLD SPRING, MN 56320-9658
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 13, 2019 · Amount on Record
Deed Sale	Jun 13, 2019 · Amount on Record
Deed Doc Number	20191545526
Record Refreshed	Sep 20, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jun 13, 2019
Property Address	17390 HARBOR RD, COLD SPRING, MN 56320-9658
Document Number	00A1545526
Instrument Date	May 22, 2019
Instrument	A1545526
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3433 21ST AVE S, SAINT CLOUD, MN 56301-9040

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
County Subdivision	Collegeville Township
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,406.00 (+5.79%)	$579,900 (+0.73%) Land $332,400 Building $247,500	$579,900 (+0.73%) Land $332,400 Building $247,500
2025		$575,700 (+4.5%) Land $331,900 Building $243,800	$575,700 (+4.5%) Land $331,900 Building $243,800
2023	$5,110.00	$550,900 Land $310,700 Building $240,200	$550,900 Land $310,700 Building $240,200

Flood & Wildfire

17390 Harbor Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Stearns County (27145C), updated September 29, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 5th percentile of exposed land nationally · 18th in Minnesota
Wildfire Likelihood	Low — about 1 in 9,091 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.