1739 Northridge Ln, Frederick, MD 21702 Property Records

Frederick County property record for 1739 Northridge Ln, Frederick, MD 21702

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,460 sqft · built 1981
Lot Size	0.041 acres (1,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$333,000 (Jun 2025)
Tax Bill	$4,719 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-049015`

Property Details

APN / Parcel Number

Primary APN	`02-049015`
Alternative APNs	`2049015` `049015`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,460 sqft Living Area
1st Floor Area	540 sqft
Basement Area	400 sqft
Finished Basement	400 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,800 sqft (0.041 acres)
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	049015
Street Address	1739 NORTHRIDGE LN
City	FREDERICK
State	MD
Zip	21702-3066
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R12
Legal Description	LT 86 SECT 7 PLAT 2 1800 SQ FT AMBER MEADOWS
Legal Subdivision	AMBER MDWS 2 SEC 7
Legal Lot Number	86
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2005
Census Tract	750701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1739 NORTHRIDGE LN, FREDERICK, MD 21702-3066
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2023	Deed of Trust, Mortgage M & T BANK
Oct 15, 2020	Deed, Transfer · FHA Mortgage M & T BANK
Sep 21, 2017	Deed, Transfer · FHA Mortgage NASA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2025 · Amount on Record
Deed Sale	Jun 16, 2025 · Amount on Record
Prior Sale	Oct 15, 2020 · Amount on Record
Deed Book / Page	17388 / 474
Transfer Doc	2043000194
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1739 NORTHRIDGE LN, FREDERICK, MD 21702-3066
Transaction Type	Mortgage
Record Updated	Dec 25, 2023
Title Company	EXCALIBUR TITLE AGENCY LLC, EXCALIBUR T&E LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1739 NORTHRIDGE LN, FREDERICK, MD 21702-3066

Mortgage

Document Number	0166990385
Date	Dec 13, 2023
Book Page	16699/385

Lender

Name	M & T BANK
Type	Bank

Agreement

Amount	Amount Recorded

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 15, 2020
Property Address	1739 NORTHRIDGE LN, FREDERICK, MD 21702-3066
Document Number	0141720250
Book / Page	14172 / 250
Map Reference	MB 22 PG 30
Instrument Date	Sep 22, 2020
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	EXCALIBUR T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$562.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1739 NORTHRIDGE LN, FREDERICK, MD 21702-3066

Mortgage

Document Number	14172255
Date	Oct 15, 2020
Instrument	14172/255

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 21, 2017
Property Address	1739 NORTHRIDGE LN, FREDERICK, MD 21702-3066
Document Number	0120400226
Book / Page	12040 / 0226
Map Reference	MB22 PG30
Instrument Date	Sep 15, 2017
Instrument	12040-0226
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,046.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1739 NORTHRIDGE LN, FREDERICK, MD 21702-3066

Mortgage

Document Number	120400234
Date	Sep 21, 2017
Instrument	12040-0234

Lender

Name	NASA FCU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$278,200 (+42.98%)	$327,200 (+28.97%) Land $115,000 Building $212,200
2025	$4,719.00 (+31.63%)
2023	$3,585.00	$194,567	$253,700 Land $80,000 Building $173,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: Glo Fiber.

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