1739 Eagle Watch Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 1739 Eagle Watch Dr, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,302 sqft · built 2000
Lot Size	0.312 acres (13,612 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,000 (Apr 2018)
Tax Bill	$5,438 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-04-26-021262-027-17`

Property Details

APN / Parcel Number

Primary APN	`30-04-26-021262-027-17`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,302 sqft Heated Area
Gross Area	4,376 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,612 sqft (0.312 acres)
Garage Area	472 sqft
Porch	Porch
Porch Area	602 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1739 EAGLE WATCH DR
City	FLEMING ISLAND
State	FL
Zip	32003-8642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 17 EAGLE WATCH AS REC O R4075 PG 1255
Legal Range	26
Legal Township	04
Legal Section	30
Legal Subdivision	EAGLE WATCH/EAGLE HARBOR
Legal Lot Number	17
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	3
Census Block	3011
Census Tract	30704

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1739 EAGLE WATCH DR, FLEMING ISLAND, FL 32003-8642
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2022	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Dec 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Apr 19, 2018	Warranty Deed, Transfer · VA Mortgage TIAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2018 · Amount on Record
Deed Sale	Apr 19, 2018 · Amount on Record
Prior Sale	Jun 21, 2011 · Amount on Record
Deed Document Number	2018019871
Deed Book / Page	4075 / 1255
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1739 EAGLE WATCH DR, FLEMING ISLAND, FL 32003-8642
Transaction Type	Mortgage
Record Updated	Nov 2, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1739 EAGLE WATCH DR, FLEMING ISLAND, FL 32003-8642

Mortgage

Document Number	0046560885
Date	Oct 11, 2022
Book Page	4656/885
Instrument	2022060697

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1739 EAGLE WATCH DR, FLEMING ISLAND, FL 32003-8642
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1739 EAGLE WATCH DR, FLEMING ISLAND, FL 32003-8642

Mortgage

Document Number	0043861383
Date	Dec 8, 2020
Book Page	4386/1383
Instrument	2020064692

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Apr 19, 2018
Property Address	1739 EAGLE WATCH DR, FLEMING ISLAND, FL 32003-8642
Document Number	0040751255
Book / Page	004075 / 001255
Instrument Date	Apr 17, 2018
Instrument	19871
Transaction Type	Transfer
Record Updated	May 2, 2018
Title Company	VANGUARD TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,765.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1739 EAGLE WATCH DR FLEMING ISLAND FL 320038642, FLEMING ISLAND, FL 32003-8642

Mortgage

Document Number	40751257
Date	Apr 19, 2018
Book Page	004075/001257
Instrument	19872

Lender

Name	TIAA FSB
Address	JACKSONVILLE, FL 32246

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 18, 2048

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,438.00 (-11.72%) Homeowner's exemption	$396,692 (+5.99%)	$558,425 (+5.85%) Land $90,000 Building $468,425
2023	$6,160.00 (+5.93%) Homeowner's exemption	$374,285 (+3%)	$527,563 (+14.97%) Land $90,000 Building $437,563
2022	$5,815.00 Homeowner's exemption	$363,384	$458,863 Land $75,000 Building $383,863

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 128 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	128 in force
Nearby Flood Claims	19 (2016–2023)
Claims Outside the SFHA	2 of 19
Most Recent Claim	Dec 2023 · other causes
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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