1738 Washington St, Algonac, MI 48001 Property Records

St. Clair County property record for 1738 Washington St, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 990 sqft · built 1900
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$122,000 (Apr 2020)
Tax Bill	$2,173 (2024)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-01-129-0032-000`

Property Details

APN / Parcel Number

Primary APN	`74-01-129-0032-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	990 sqft Living Area

Exterior

Year Built	Built 1900
Architectural Style	Ranch
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	118 ft deep x 93.9 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	74011290032000
Street Address	1738 WASHINGTON ST
City	ALGONAC
State	MI
Zip	48001-1041
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOTS 469 & 470 SUPV ROY T GILBERTS PLAT NO 4 SEC 10 T2N R16E
Legal Range	16E
Legal Township	02N
Legal Section	10
Legal Subdivision	SUPRVRS ROY T GILBERTS 4-ALGON
Legal Lot Number	469-470 470
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ALGONAC
Census Block Group	1
Census Block	1022
Census Tract	649000

Owner

Source: St. Clair County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1738 WASHINGTON ST, ALGONAC, MI 48001-1041
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Aug 9, 2017	Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2020 · Amount on Record
Deed Sale	Apr 10, 2020 · Amount on Record
Prior Sale	Aug 9, 2017 · Amount on Record
Deed Document Number	2020007929
Deed Book / Page	5171 / 500
Record Updated	Jun 8, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 10, 2020
Property Address	1738 WASHINGTON ST, ALGONAC, MI 48001-1041
Document Number	0005171500
Book / Page	5171 / 500
Map Reference	LB 49 PG 1&2
Instrument Date	Mar 30, 2020
Instrument	2020007929
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	ATA NATIONAL TITLE GROUP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$915.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1738 WASHINGTON ST, 1738, ALGONAC, MI 48001-1041

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9780 SAINT JOHN DR, CLAY, MI 48001-4287

Mortgage

Document Number	2020007930
Date	Apr 10, 2020
Instrument	2020007930

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 9, 2017
Property Address	1738 WASHINGTON ST, ALGONAC, MI 48001-1041
Document Number	004856/913
Book / Page	4856 / 913
Map Reference	LB 49 PG 1
Instrument Date	Jul 25, 2017
Instrument	2017019218
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	ATA NAIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1738 WASHINGTON ST, 1738, ALGONAC, MI 48001-1041

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 S MAIN ST, MARINE CITY, MI 48039-3637

Mortgage

Document Number	0048560915
Date	Aug 9, 2017
Book Page	4856/915
Instrument	2017019219

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$66,800 (+24.39%)
2024	$2,173.00 (+12.42%)		$133,600 (+24.39%)
2023		$53,700
2022	$1,933.00		$107,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 76 policies
Nearby Flood Policies	76 in force
Nearby Flood Claims	85 (1980–2021)
Claims Outside the SFHA	44 of 85
Most Recent Claim	Feb 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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