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1738 W Chestnut St, Lancaster, OH 43130 Property Records

Fairfield County property record for 1738 W Chestnut St, Lancaster, OH 43130 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,826 sqft · built 1955
Lot Size0.298 acres (12,998 sqft)
OwnerIndividual Name on File
Last Sale$315,000 (Jul 2025)
Tax Bill$3,049 (2023)
Deeds & MortgagesJul 2025 Sale & Mortgage
Feb 2024 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN053-61940.00

Property Details

APN / Parcel Number

Primary APN053-61940.00
Alternative APN
  • 0621 00029

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,826 sqft Living Area
1st Floor Area784 sqft
Basement Area1,512 sqft
Finished Basement784 sqft
Unfinished Basement728 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1964
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area12,998 sqft (0.298 acres)
Lot Dimensions130 ft deep x 100 ft wide
TerrainRolling
Garage Area384 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area84 sqft
Deck Area192 sqft
Patio Area220 sqft
Canopy28 sqft
Poultry House28 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemOil
Heating FuelGas

Location & Zoning

Account Number0621 00029
Street Address1738 W CHESTNUT ST
CityLANCASTER
StateOH
Zip43130-4104
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGEORGE LUTZ 1ST ADD LOT 8
Legal SubdivisionGEORGE LUTZ 1ST ADD
Legal Lot Number8
JurisdictionFAIRFIELD OH
Township / Civil DivisionLANCASTER CITY
Census Block Group4
Census Block4008
Census Tract31600

Owner

Source: Fairfield County records · APN 053-61940.00

Assessment roll updated March 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1190 WINTERSON RD STE 300, 300, LINTHICUM, MD 21090-2247
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2025Survivorship Deed, Transfer · Conventional Mortgage
NFM LENDING LLC
Feb 26, 2024Deed of Trust, Mortgage · Line of Credit
LCNB NATIONAL BANK
Oct 09, 2020Deed of Trust, Mortgage · Conventional Mortgage
LCNB NATIONAL BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 21, 2025 · Amount on Record
Deed SaleJul 21, 2025 · Amount on Record
Prior SaleMar 15, 1995 · Amount on Record
Deed Document Number202500011661
Record UpdatedJun 08, 2026

July 2025: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionFAIRFIELD OH
Recording DateJul 21, 2025
Property Address1738 W CHESTNUT ST, LANCASTER, OH 43130-4104
Document Number0000011661
Map ReferenceMB 7 PG 16
Instrument DateJul 02, 2025
Instrument202500011661
Transaction TypeTransfer
Record UpdatedMar 12, 2026
Title CompanyVALMER LAND TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1190 WINTERSON RD STE 300, 300, LINTHICUM, MD 21090-2247
Mail Care OfNFM

Mortgage

Document Number0000011662
DateJul 21, 2025
Instrument202500011662
Lender
NameNFM LENDING LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2055

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAIRFIELD OH
Property Address1738 W CHESTNUT ST, LANCASTER, OH 43130-4104
Transaction TypeMortgage
Record UpdatedMar 07, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002733
DateFeb 26, 2024
Instrument202400002733
Lender
NameLCNB NATIONAL BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAIRFIELD OH
Property Address1738 W CHESTNUT ST, LANCASTER, OH 43130-4104
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000022498
DateOct 09, 2020
Book Page1840/2969
Instrument202000022498
Lender
NameLCNB NATIONAL BANK
TypeBank
AddressLEBANON, OH 45036
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 01, 2035

Tax Assessment & Valuation

Source: Fairfield County records · Assessment roll updated March 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyFairfield County
MunicipalityLancaster City
Unified School DistrictLancaster City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$111,790 (+33.31%) Land $20,380 Building $91,410$319,420 (+33.31%) Land $58,240 Building $261,180
2023$3,049.00 Homeowner's exemption$83,860 (-) Land $16,010 Building $67,850
2022Homeowner's exemption$83,860 Land $16,010 Building $67,850$239,600 Land $45,750 Building $193,850

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fairfield County (39045C), updated December 11, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390450316004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 3 individual NFIP policies nearby
Nearby Flood Policies3 in force
2 of 3 on primary residences
Nearby Flood Claims1 (2005)
Most Recent ClaimJan 2005, rainfall accumulation, Severe Winter Storms, Flooding, And Mudslides

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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