1738 Vinson Ray Rd, Baker, FL 32531 Property Records

Okaloosa County property record for 1738 Vinson Ray Rd, Baker, FL 32531

Property Summary

Property TypeGeneral Agricultural/Rural
Details4 bd · 3.5 ba · 6,310 sqft · built 2017
Lot Size13.2 acres (574,992 sqft)
OwnerTrust Name on File
Last Sale$660,000 (Jul 2018)
Tax Bill$6,137 (2025)
Deeds & MortgagesJun 2023 Transfer
Oct 2018 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APNC56-001-038-8459-9

Property Details

APN / Parcel Number

Primary APNC56-001-038-8459-9
Alternative APNs
  • 16-4N-24-0000-0001-001A
  • 24N41600000001001A

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area6,310 sqft Gross Area
1st Floor Area3,691 sqft
Upper Floors Area938 sqft
FlooringWood
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialWood
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area574,992 sqft (13.2 acres)
Garage TypeAttached
Garage Area924 sqft
DrivewayDriveway
PorchFinished/Open Porch
Porch Area757 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1738 VINSON RAY RD
CityBAKER
StateFL
Zip32531-7906
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > General Agricultural/Rural
Legal DescriptionBEG SW COR N1/2 OF NE1/4 N534. 11 FT TO S R/W S 70 DEG E 137 FT S 72 DEG E 160.58 FT S 84 D EG E 114.19 FT S 85 DEG E 79.5 FTS 79 DEG E 210 FT S 73 DEG E 267.54 FT S 70 DEG E 896.87 FT S 75 DEG E 215.74 FT W 2004.4 FT TO POB
Legal Range24W
Legal Township04N
Legal Section16
Legal Block1
Legal Lot Number1A
JurisdictionOKALOOSA FL
Township / Civil DivisionBAKER
Census Block Group2
Census Block2010
Census Tract20102

Owner

1738 Vinson Ray Rd, an agricultural property, is owner-occupied and held in a trust since June 2023.

Source: Okaloosa County records, as of January 16, 2026

Owner of RecordTrust Name on File
Mailing Address1738 VINSON RAY RD, BAKER, FL 32531-7906
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 7, 2023Intrafamily Transfer, Transfer
Oct 17, 2018Deed of Trust, Mortgage · Line of Credit
PENTAGON FCU
Jan 22, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Oct 15, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Jul 3, 2018Warranty Deed, Transfer · VA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 2, 2018Deed of Trust, Mortgage
FARM CREDIT SVCS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 3, 2018 · Amount on File
Deed SaleJul 3, 2018 · Amount on File
Prior SaleJul 5, 2016 · Amount on File
Deed Document Number20183217316
Deed Book / Page3357 / 1874
Last Transfer DateJun 7, 2023
Transfer Doc0036782872
Record UpdatedJun 8, 2026

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOKALOOSA FL
Recording DateJun 7, 2023
Property Address1738 VINSON RAY RD, BAKER, FL 32531-7906
Document Number0036782872
Book / Page3678 / 2872
Instrument DateJun 7, 2023
Instrument3628382
Transaction TypeTransfer
Record UpdatedJun 28, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1738 VINSON RAY RD, BAKER, FL 32531-7906

Transferred To (Grantee/Buyer)

NameVerified Name
Address1738 VINSON RAY RD, BAKER, FL 32531-7906

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address1738 VINSON RAY RD, BAKER, FL 32531-7906
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0033712106
DateOct 17, 2018
Book Page3371/2106
Instrument3238128
Lender
NamePENTAGON FCU
TypeCredit Union
AddressALEXANDRIA, VA 22313
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueOct 5, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address1738 VINSON RAY RD, BAKER, FL 32531-7906
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0034394184
DateJan 22, 2020
Book Page3439/4184
Instrument3331907
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMELVILLE, NY 11747
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2050

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address1738 VINSON RAY RD, BAKER, FL 32531-7906
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0034984786
DateOct 15, 2020
Book Page3498/4786
Instrument3399288
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJul 3, 2018
Property Address1738 VINSON RAY RD, BAKER, FL 32531-7906
Document Number0033571874
Book / Page3357 / 1874
Instrument DateJun 22, 2018
Instrument3217316
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyBRIGHT LIGHT LAND TITLE CO L

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 74, BAKER, FL 32531-0074

Transferred To (Grantee/Buyer)

NameVerified Name
Address1738 VINSON RAY RD, BAKER, FL 32531-7906

Mortgage

Document Number0003217317
DateJul 3, 2018
Instrument3217317
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2048

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address1738 VINSON RAY RD, BAKER, FL 32531-7906
Document Number0033402452
Instrument DateMar 2, 2018
Transaction TypeMortgage
Record UpdatedMar 23, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address1738 VINSON RAY RD BAKER FL 325317906, BAKER, FL 32531-7906

Mortgage

Document Number0033402452
DateMar 8, 2018
Book Page003340/002452
Instrument3193047
Lender
NameFARM CREDIT SVCS
TypeFunding / Finance Company
AddressMARIANNA, FL 32447-7000
Agreement
AmountAmount on Record
Term360 Months
DueMar 7, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1738 Vinson Ray Rd was $6,137 with exemptions applied.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,137.00 Homeowner's exemption Veteran's exemption$673,706$1,059,358 Land $68,489 Building $990,869
2023$5,834.00 (+2.05%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$635,846 (+3%) Land $15,833 Building $620,013$1,015,392 (+7.95%)
2022$5,717.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$617,308 Land $15,713 Building $601,595$940,572

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1738 Vinson Ray Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1738 Vinson Ray Rd is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 66% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBAKER WATER SYSTEM, INC.
serves 2,930 people · EPA ID FL1460043
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Verizon
Fixed Wireless
25 / 6
AT&T
Fixed Wireless
25 / 3
T-Mobile
Fixed Wireless
25 / 3
CenturyLink
DSL
10 / 1

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