1738 Spruce Dr, High Ridge, MO 63049 Property Records

Jefferson County property record for 1738 Spruce Dr, High Ridge, MO 63049

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,456 sqft · built 1989
Lot Size	0.143 acres (6,210 sqft)
Owner	Individual Name on File
Last Sale	$152,300 (Dec 2020)
Tax Bill	$1,453 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`023.006.03001096`

Property Details

APN / Parcel Number

Primary APN	`023.006.03001096`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Frame
Lot Area	6,210 sqft (0.143 acres)
Lot Dimensions	95 ft deep x 70 ft wide

Exterior Amenities

Porch	Open Frame Porch
Porch Area	192 sqft
Deck Area	Deck Area
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1738 SPRUCE DR
City	HIGH RIDGE
State	MO
Zip	63049-1867
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R09
Legal Description	BRENNEN WOODS 6 LOT 127
Legal Range	5E
Legal Township	43N
Legal Section	06
Legal Subdivision	BRENNEN WOODS 6
Legal Block	2
Legal Lot Number	127
Jurisdiction	JEFFERSON MO
Township / Civil Division	ROCK
Census Block Group	2
Census Block	2002
Census Tract	700303

Owner

1738 Spruce Dr is owned and occupied by an individual who bought it in December 2020.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	1738 SPRUCE DR, HIGH RIDGE, MO 63049-1867
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Dec 15, 2020	Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION
May 22, 2017	Grant Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2020 · Amount on File
Deed Sale	Dec 15, 2020 · Amount on File
Prior Sale	May 22, 2017
Deed Document Number	202048534
Prior Transfer Date	Sep 18, 2014
Prior Transfer Doc	2014R029269
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1738 SPRUCE DR, HIGH RIDGE, MO 63049-1867
Transaction Type	Mortgage
Record Updated	Nov 16, 2021
Title Company	NETCO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1738 SPRUCE DR, HIGH RIDGE, MO 63049-1867

Mortgage

Document Number	2021R048245
Date	Nov 3, 2021
Instrument	2021R-048245

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Sep 1, 2051

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Dec 15, 2020
Property Address	1738 SPRUCE DR, HIGH RIDGE, MO 63049-1867
Document Number	0000048534
Instrument Date	Dec 11, 2020
Instrument	48534
Transaction Type	Transfer
Record Updated	Feb 12, 2021
Title Company	LTITLE PARTNERS AGENCY LLC, LTITLE PARTNERS AGCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1738 SPRUCE DR BYRNES MILL MO 630491867, BYRNES MILL, MO 63049-1867

Mortgage

Document Number	48535
Date	Dec 15, 2020
Instrument	48535

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 14, 2050

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON MO
Recording Date	May 22, 2017
Property Address	1738 SPRUCE DR, HIGH RIDGE, MO 63049-1867
Document Number	0000015219
Instrument Date	May 17, 2017
Instrument	15219
Transaction Type	Transfer
Record Updated	Jun 6, 2017
Title Company	OLD REPUBLIC TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1738 SPRUCE DR HIGH RIDGE MO 630491867, HIGH RIDGE, MO 63049-1867

Tax Assessment & Valuation

The 2025 property tax bill for 1738 Spruce Dr was $1,453.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Northwest R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,400 (-) Land $2,500 Building $17,900	$107,300 Land $13,200 Building $94,100
2025	$1,453.00	$20,400 Land $2,500 Building $17,900
2024			$107,300 (+6.34%) Land $13,200 Building $94,100
2023	$1,379.00	$19,200 Land $2,500 Building $16,700	$100,900 Land $13,200 Building $87,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1738 Spruce Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1979–2018)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1738 Spruce Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 2 serves 16,548 people · EPA ID MO6024293
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Wisper ISP.

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