1738 N 1280 E, Payson, UT 84651 Property Records

Utah County property record for 1738 N 1280 E, Payson, UT 84651

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,887 sqft · built 2022
Lot Size	0.07 acres (3,065 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,377 (2025)
Deeds & Mortgages	Oct 2021 Construction Loan Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`54-396-0101`

Property Details

APN / Parcel Number

Primary APN	`54-396-0101`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,887 sqft Living Area
Gross Area	2,287 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Other
Lot Area	3,065 sqft (0.07 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Raised Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1738 N 1280 E
City	PAYSON
State	UT
Zip	84651-3093
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 101, PLAT J, VILLAGES AT ARROWHEAD PARK SUB AREA 0.070 AC.
Legal Subdivision	VILLAGES AT ARROWHEAD PARK SUB
Legal Lot Number	101
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	1
Census Block	1069
Census Tract	10406

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1738 N 1280 E, PAYSON, UT 84651-3093
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Deed of Trust, Mortgage · Construction Mortgage ZB NA
Mar 31, 2022	Special Warranty Deed, Transfer · Conventional Mortgage FIRST COLONY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1738 N 1280 E, PAYSON, UT 84651-3093
Transaction Type	Mortgage
Record Updated	Aug 3, 2023
Title Company	BARTLETT TITLE INSURANCE AGENCY INC, BARTLETT TITLE INS AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000169417
Date	Oct 1, 2021
Instrument	169417:2021

Lender

Name	ZB NA
Type	Bank
Address	SALT LAKE CITY, UT 84125

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Mar 31, 2022
Property Address	1738 N 1280 E, PAYSON, UT 84651-3093
Document Number	0000039985
Instrument Date	Mar 30, 2022
Instrument	39985:2022
Transaction Type	Transfer
Record Updated	Aug 3, 2023
Title Company	BARTLETT TITLE INSURANCE AGENCY INC, BARTLETT TITLE INS AGCY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1738 N 1280 E, PAYSON, UT 84651-3093

Mortgage

Document Number	0000039986
Date	Mar 31, 2022
Instrument	39986:2022

Lender

Name	FIRST COLONY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Payson City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$233,090 (-46.37%)	$423,800 (-2.49%) Land $156,900 Building $266,900
2025	$2,377.00	$434,600 (+91.19%) Land $149,500 Building $285,100	$434,600 (+5.15%) Land $149,500 Building $285,100
2024	$2,377.00 (+6.74%)
2023	$2,227.00 (+62.91%)	$227,315 (+65.56%)	$413,300 (+201.02%) Land $128,800 Building $284,500
2022	$1,367.00	$137,300 Land $137,300	$137,300 Land $137,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 46% of Utah
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYSON CITY WATER SYSTEM serves 19,000 people · EPA ID UTAH25021
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Utah Broadband Fixed Wireless	100 / 25

May also be available: CenturyLink.

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