1737 White Oak Trl, Cherry Valley, IL 61016 Property Records

Winnebago County property record for 1737 White Oak Trl, Cherry Valley, IL 61016

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,174 sqft · built 2005
Lot Size	12.3 acres (537,966 sqft)
Owner	Company Name on File
Last Sale	$90,000 (Feb 2018)
Tax Bill	$4,164 (2025)
Deeds & Mortgages	Feb 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1235202052`

Property Details

APN / Parcel Number

Primary APN	`1235202052`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,174 sqft Living Area
Gross Area	1,734 sqft
1st Floor Area	1,174 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Pier/Post & Beam
Roof Material	Asphalt
Lot Area	537,966 sqft
Terrain	Rolling
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	1737 WHITE OAK TRL
City	CHERRY VALLEY
State	IL
Zip	61016-9428
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R3
Legal Description	TRAILS OF CHERRY VALLEY CONDO PT NE1/4SEC 35-44-2 UNIT 13-B1
Legal Range	2
Legal Township	44
Legal Section	35
Legal Subdivision	TRAILS OF CHERRY VALLEY CONDO
Legal Lot Number	13-B1
Legal Unit	13-B
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKFORD
Census Block Group	3
Census Block	3037
Census Tract	514

Owner

1737 White Oak Trl, a condominium, is owned by a company that bought it in February 2018.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	4753 S PERRYVILLE RD, CHERRY VALLEY, IL 61016-9732
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2018 · Amount on File
Deed Sale	Feb 5, 2018 · Amount on File
Prior Sale	Feb 5, 2018 · Amount on File
Deed Document Number	20181003468
Record Updated	Oct 29, 2026

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Feb 5, 2018
Property Address	1737 WHITE OAK TRL # 13-B, 13-B, CHERRY VALLEY, IL 61016-9428
Document Number	0001003468
Instrument Date	Feb 1, 2018
Instrument	1003468
Transaction Type	Transfer
Record Updated	Aug 30, 2018
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4753 S PERRYVILLE RD CHERRY VALLEY IL 610169732, CHERRY VALLEY, IL 61016-9732

Mortgage

Document Number	1003469
Date	Feb 5, 2018
Instrument	1003469

Lender

Name	FIRST ST BK
Type	Bank
Address	MENDOTA, IL 61342

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 4, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1737 White Oak Trl was $4,164, up 4.7% from the year before.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Cherry Valley Village
County	Winnebago County
County Subdivision	Rockford Township
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,164.00 (+4.68%)	$53,100 (+11.43%) Land $9,710 Building $43,390	$159,300 (+11.43%) Land $29,130 Building $130,170
2024	$3,978.00	$47,653 Land $8,714 Building $38,939	$142,959 Land $26,142 Building $116,817
2022		$37,557 Land $6,868 Building $30,689	$112,671 Land $20,604 Building $92,067

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1737 White Oak Trl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1737 White Oak Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHERRY VALLEY serves 4,731 people · EPA ID IL2010050
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20