Okaloosa County property record for 1737 Pine Ave, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,097 sqft · built 2002 |
| Lot Size | 0.203 acres (8,854 sqft) |
| Owner | Individual Name on File |
| Last Sale | $335,000 (Jan 2023) |
| Tax Bill | $2,282 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Jan 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-598-4165-0 |
| Primary APN | C56-000-598-4165-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,097 sqft Living Area |
| Gross Area | 1,569 sqft |
| 1st Floor Area | 1,097 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 8,854 sqft (0.203 acres) |
| Garage Type | Attached |
| Garage Area | 260 sqft |
| Porch | Open/Unfinished Porch |
| Porch Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1737 PINE AVE |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-4600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EMORY THOMAS S/D COM SE COR LOT 11 W 115.89 FT TO POB W 115.89 FT TO E R/W PINE AVE N 73.96 FT TO S R/W VALP BLVD E 115.81FT S 73.94 FT TO POB LEGAL INCLUDES VAC R/W (RES#00-125 |
| Legal Range | 22W |
| Legal Township | 01S |
| Legal Section | 16 |
| Legal Subdivision | VALP |
| Legal Block | 4 |
| Legal Lot Number | 11 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 4 |
| Census Block | 4074 |
| Census Tract | 21102 |
1737 Pine Ave is owned and occupied by an individual who bought it in January 2023.
Source: Okaloosa County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 401 ROSEMMON, NICEVILLE, FL 32578 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Woman, Separate Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 7, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Jan 17, 2023 | Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC |
| Oct 4, 2022 | Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC |
| May 20, 2019 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 17, 2023 · Amount on File |
| Deed Sale | Jan 17, 2023 · Amount on File |
| Prior Sale | Oct 4, 2022 · Amount on File |
| Deed Document Number | 20233601172 |
| Deed Book / Page | 3658 / 2602 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | May 7, 2026 |
| Property Address | 1737 PINE AVE, NICEVILLE, FL 32578-4600 |
| Document Number | 0003815339 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 20263815339 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ROCKET MORTGAGE LLC |
| Name | Verified Name |
|---|---|
| Address | 1737 PINE AVE, NICEVILLE, FL 32578-4600 |
| Document Number | 0003815339, |
|---|---|
| Date | May 7, 2026 |
| Instrument | 20263815339 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.99% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jan 17, 2023 |
| Property Address | 1737 PINE AVE, NICEVILLE, FL 32578-4600 |
| Document Number | 0036582602 |
| Book / Page | 3658 / 2602 |
| Map Reference | MB 2 PG 43 |
| Instrument Date | Jan 17, 2023 |
| Instrument | 3601172 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2023 |
| Title Company | WAYPOINT TITLE, WAYPOINT TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,345.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 401 ROSCOMMON BLVD, NICEVILLE, FL 32578-4908 |
| Name | Verified Name |
|---|---|
| Address | 1737 PINE AVE, NICEVILLE, FL 32578-4600 |
| Document Number | 0036582604 |
|---|---|
| Date | Jan 17, 2023 |
| Instrument | 3658/2604 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Oct 4, 2022 |
| Property Address | 1737 PINE AVE, NICEVILLE, FL 32578-4600 |
| Document Number | 0036453642 |
| Book / Page | 3645 / 3642 |
| Map Reference | MB 2 PG 43 |
| Instrument Date | Sep 29, 2022 |
| Instrument | 3582900 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2022 |
| Title Company | CHAMPIONSHIP TITLE AGENCY LLC, CHAMPIONSHIP TITLE AGCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,093.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 228 BEAVER TRAIL DR, 228, FREEPORT, FL 32439-2396 |
| Name | Verified Name |
|---|---|
| Address | 401 ROSCOMMON BLVD, NICEVILLE, FL 32578-4908 |
| Document Number | 0036453644 |
|---|---|
| Date | Oct 4, 2022 |
| Instrument | 3645/3644 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | May 20, 2019 |
| Property Address | 1737 PINE AVE, NICEVILLE, FL 32578-4600 |
| Document Number | 0033993715 |
| Book / Page | 3399 / 3715 |
| Map Reference | MB 2 PG 43 |
| Instrument Date | May 16, 2019 |
| Instrument | 3278606 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | BRIGHT LIGHT LAND TTL CO LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,393.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4276 IDA COON CIR, 4276, NICEVILLE, FL 32578-4523 |
| Name | Verified Name |
|---|---|
| Address | 1737 PINE AVE, NICEVILLE, FL 32578-4600 |
| Document Number | 0033993717 |
|---|---|
| Date | May 20, 2019 |
| Instrument | 3399-3717 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
The 2025 property tax bill for 1737 Pine Ave was $2,282 with exemptions applied.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,282.00 Homeowner's exemption Widower's exemption | $221,691 | $228,634 Land $75,217 Building $153,417 |
| 2023 | $2,437.00 (+89.8%) | $187,090 (+36.36%) Land $34,918 Building $152,172 | $187,090 (+10.7%) Land $34,918 Building $152,172 |
| 2022 | $1,284.00 Homeowner's exemption | $137,200 | $169,011 Land $33,255 Building $135,756 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1737 Pine Ave in Zone X, an area of minimal flood risk, though there have been 168 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 329 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 329 in force |
| Nearby Flood Claims | 168 (1991–2021) |
| Claims Outside the SFHA | 36 of 168 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1737 Pine Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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