1737 Cedar Bluff Rd, Lafayette, TN 37083 Property Records

Macon County property record for 1737 Cedar Bluff Rd, Lafayette, TN 37083

Property Summary

Property Type	Rural Home
Details	3 ba · 3,200 sqft · built 2017
Lot Size	35.5 acres (1,549,865 sqft)
Owner	Individual Name on File
Tax Bill	$2,804 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Jan 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`056057 04706`

Property Details

APN / Parcel Number

Primary APN	`056057 04706`
Alternative APN	`057 04706`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	3,200 sqft Living Area
1st Floor Area	3,200 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Metal
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	1,549,865 sqft (35.5 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	2,480 sqft
Parking Spaces	9 Parking Spaces
Porch	Open Porch
Porch Area	2,820 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1737 CEDAR BLUFF RD
City	LAFAYETTE
State	TN
Zip	37083-3439
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DIST:01 MAP REF:057
Jurisdiction	MACON TN
Township / Civil Division	5
Census Block Group	2
Census Block	2020
Census Tract	970302

Owner

1737 Cedar Bluff Rd, a rural home, is owned and occupied by an individual who acquired it in August 2025.

Source: Macon County records, as of January 23, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1737 CEDAR BLUFF RD, LAFAYETTE, TN 37083-3439
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Jan 8, 2018	Deed of Trust, Mortgage THE FARMERS BANK
Jul 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage WINNPOINTE CORPORATION
Jul 21, 2017	Loan Modification, Mortgage · Line of Credit FARMERS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 1, 2025
Transfer Doc	0RB232/309
Record Updated	Jun 8, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON TN
Property Address	1737 CEDAR BLUFF RD, LAFAYETTE, TN 37083-3439
Transaction Type	Mortgage
Record Updated	Mar 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	RB077/0759
Date	Jun 3, 2019
Book Page	RB077/0759
Instrument	19001734

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON TN
Property Address	1737 CEDAR BLUFF RD, LAFAYETTE, TN 37083-3439
Transaction Type	Mortgage
Record Updated	Mar 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	RB051/0496
Date	Jan 8, 2018
Book Page	RB051/0496
Instrument	18000063

Lender

Name	THE FARMERS BANK
Type	Bank
Address	PORTLAND, TN 37148

Agreement

Amount	Amount on Record
Term	60 Months
Due	Jan 15, 2023

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON TN
Property Address	1737 CEDAR BLUFF RD, LAFAYETTE, TN 37083-3439
Transaction Type	Mortgage
Record Updated	Mar 14, 2022
Title Company	WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0RB104/354
Date	Jul 8, 2020
Book Page	RB104/354
Instrument	20002411

Lender

Name	WINNPOINTE CORPORATION
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jun 1, 2050

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MACON TN
Property Address	1737 CEDAR BLUFF RD, LAFAYETTE, TN 37083-3439
Document Number	0000002293
Instrument Date	Jul 21, 2017
Transaction Type	Mortgage
Record Updated	Sep 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	207 ROSE ST #B LAFAYETTE TN 370831239, B, LAFAYETTE, TN 37083-1239

Mortgage

Document Number	0000002293
Date	Aug 4, 2017
Book Page	000043/000585
Instrument	2293

Lender

Name	FARMERS BK
Type	Bank
Address	PORTLAND, TN 37148

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1737 Cedar Bluff Rd was $2,804.

Source: Macon County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Macon County
Unified School District	Macon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,804.00	$172,775 Land $28,850 Building $143,925
2023		$169,325 Land $28,850 Building $140,475	$691,100 Land $115,400 Building $575,700
2019	$2,346.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1737 Cedar Bluff Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1737 Cedar Bluff Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAFAYETTE WATER SYSTEM serves 22,435 people · EPA ID TN0000373
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North Central Communications Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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