1736 Sheffield Dr, Elgin, IL 60123 Property Records

Kane County property record for 1736 Sheffield Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,750 sqft · built 1977
Lot Size	0.226 acres (9,825 sqft)
Owner	2 Individual Names on Record
Last Sale	$153,000 (Jul 1999)
Tax Bill	$7,546 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Dec 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-03-302-013`

Property Details

APN / Parcel Number

Primary APN	`06-03-302-013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,750 sqft Living Area
1st Floor Area	1,750 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	9,825 sqft (0.226 acres)
Lot Dimensions	131 ft deep x 75 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1736 SHEFFIELD DR
City	ELGIN
State	IL
Zip	60123-1262
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTURY OAKS WEST UNIT 4 LOT 193
Legal Subdivision	CENTURY OAKS WEST
Legal Block	1
Legal Lot Number	193
Legal Unit	4
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1018
Census Tract	851910

Owner

Source: Kane County records, as of August 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1736 SHEFFIELD DR, ELGIN, IL 60123-1262
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage CONSUMERS CREDIT UNION
Dec 17, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 1999 · Amount on Record
Deed Sale	Jul 13, 1999 · Amount on Record
Deed Document Number	199968667
Last Transfer Date	Dec 3, 2021
Transfer Doc	0000093747
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Aug 3, 2026
Property Address	1736 SHEFFIELD DR, ELGIN, IL 60123-1262
Document Number	0000032938
Instrument Date	Jul 27, 2026
Instrument	202632938
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1736 SHEFFIELD DR, ELGIN, IL 60123-1262

Mortgage

Document Number	0000032938,
Date	Aug 3, 2026
Instrument	202632938

Lender

Name	CONSUMERS CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	7.5%
Initial Type	Fixed Rate
Max Rate	-1%

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Dec 17, 2021
Property Address	1736 SHEFFIELD DR, ELGIN, IL 60123-1262
Document Number	0000093747
Instrument Date	Dec 3, 2021
Instrument	2021K093747
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,546.00 (+15.84%) Homeowner's exemption	$106,917 (+8.57%) Land $27,140 Building $79,777	$320,879 (+8.57%) Land $81,453 Building $239,427
2024		$98,478 (+21.39%) Land $24,998 Building $73,480	$295,552 (+21.44%) Land $75,024 Building $220,528
2022	$6,514.00 (+4.54%) Homeowner's exemption	$81,124 (+6.96%) Land $20,593 Building $60,531	$243,372 (+6.96%) Land $61,779 Building $181,593
2021	$6,231.00 Homeowner's exemption	$75,845 Land $19,253 Building $56,592	$227,535 Land $57,759 Building $169,776

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Fox Valley Internet Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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