DeSoto County property record for 1736 Gaines Rd, Hernando, MS 38632 · Last verified January 2026
| Property Type | Vacant Land > Uncategorized |
|---|---|
| Bedrooms | 2 Beds |
| Year Built | Built 1964 |
| Square Footage | 870 sqft |
| Lot Size | 174,240 sqft (4 acres) |
| Tax Bill | $203.00 (2025) |
| Primary APN | 4-08-1-11-00-0-00013-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 4 Rooms |
| Building Area | 870 sqft |
| Stories | 1 Stories |
| Year Built | Built 1964 |
|---|---|
| Exterior Material | Other Exterior |
| Lot Area | 174,240 sqft (4 acres) |
| Street Address | GAINES RD |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632 |
| Property Usage | Vacant Land Property Usage |
| Type | Vacant Land > Uncategorized |
| Legal Description | 11-4-8 W1/2 E1/2 NW1/4 |
| Legal Range | 08 |
| Legal Township | 04 |
| Legal Section | 11 |
| Legal Lot Number | 13 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 5 |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 71123 |
Source: DeSoto County records · APN 4-08-1-11-00-0-00013-00
Assessment roll updated September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | 2 Verified Secondary Owners |
| Mailing Address | 616 E GAGE AVE, MEMPHIS, TN 38106-7510 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 23, 2024 | Deed of Trust, Mortgage · Conventional Mortgage FERGUSON FCU |
| Mar 17, 2025 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Deed Doc Number | 0000031182 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | GAINES RD, HERNANDO, MS 38632 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Title Company | UNKNOWN, GUARDIAN TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 3412 PENDULUM DR E, HERNANDO, MS 38632-8395 |
| Document Number | 5661/128584 |
|---|---|
| Date | Dec 23, 2024 |
| Book Page | 5661/128584 |
| Name | FERGUSON FCU |
|---|---|
| Type | Credit Union |
| Address | TYLERTOWN, MS 39667 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 01, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | GAINES RD, HERNANDO, MS 38632 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3412 PENDULUM DR E, HERNANDO, MS 38632-8395 |
| Investor | Possibly a Property Investor |
| Document Number | 5662/21848 |
|---|---|
| Date | Mar 17, 2025 |
| Book Page | 5662/21848 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2055 |
Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $203.00 (-20.7%) | $2,400 (-4.19%) Land $2,400 | $16,000 (-36.13%) Land $16,000 |
| 2023 | $256.00 | $2,505 | $25,050 Land $25,000 Building $50 |
1736 Gaines Rd is in FEMA Zone AE, inside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · DeSoto County (28033C), updated June 5, 2026
| FEMA Flood Zone | Zone AE 1% annual chance, base flood elevation determined |
|---|---|
| Special Flood Hazard Area | Yes flood insurance required for federally backed mortgages |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 62nd percentile of exposed land nationally · 79th in Mississippi |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 680 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures