Osceola County property record for 1735 Snapper St, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,654 sqft · built 2017 |
| Lot Size | 0.23 acres (10,018 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $346,400 (Dec 2017) |
| Tax Bill | $4,770 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage May 2019 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-26-31-0876-0001-1840 |
| Primary APN | 05-26-31-0876-0001-1840 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,654 sqft Living Area |
| Gross Area | 3,400 sqft |
| 1st Floor Area | 2,654 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,018 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 346 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 1735 SNAPPER ST |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7535 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PRESERVE AT TURTLE CREEK PH 2 PB 24 PG 42-44 LOT 184 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 05 |
| Legal Subdivision | PRESERVE AT TURTLE CREEK PH 2 |
| Legal Phase | 2 |
| Legal Tract | 876 |
| Legal Block | 1840 |
| Legal Lot Number | 184 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 43600 |
Source: Osceola County records · APN 05-26-31-0876-0001-1840
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1735 SNAPPER ST, SAINT CLOUD, FL 34771-7535 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FILO MORTGAGE LLC |
| May 06, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jan 17, 2018 | Loan Modification, Mortgage ATTORNEY ONLY |
| Dec 20, 2017 | Special Warranty Deed, Transfer · FHA Mortgage K HOVNANIAN AMERICAN MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 20, 2017 · Amount on Record |
| Deed Sale | Dec 20, 2017 · Amount on Record |
| Prior Sale | Oct 13, 2016 · Amount on Record |
| Deed Document Number | 2017181534 |
| Deed Book / Page | 5257 / 1833 |
| Last Transfer Date | May 02, 2019 |
| Transfer Doc | 0055192403 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1735 SNAPPER ST, SAINT CLOUD, FL 34771-7535 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1735 SNAPPER ST, SAINT CLOUD, FL 34771-7535 |
| Document Number | 0061542161 |
|---|---|
| Date | Feb 21, 2022 |
| Book Page | 6154/2161 |
| Instrument | 2022027977 |
| Name | FILO MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 06, 2019 |
| Property Address | 1735 SNAPPER ST, SAINT CLOUD, FL 34771-7535 |
| Document Number | 0055192403 |
| Book / Page | 005519 / 002403 |
| Instrument Date | May 02, 2019 |
| Instrument | 58213 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1735 SNAPPER ST ST CLOUD FL 347717535, ST CLOUD, FL 34771-7535 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1735 SNAPPER ST, SAINT CLOUD, FL 34771-7535 |
| Document Number | 0052771357 |
| Book / Page | 005277 / 001357 |
| Instrument Date | Jan 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 110 W FRONT ST RED BANK NJ 077011139, RED BANK, NJ 07701-1139 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 20, 2017 |
| Property Address | 1735 SNAPPER ST, SAINT CLOUD, FL 34771-7535 |
| Document Number | 0052571833 |
| Book / Page | 5257 / 1833 |
| Map Reference | MB24 PG42 |
| Instrument Date | Dec 18, 2017 |
| Instrument | 2017181534 |
| Transaction Type | Transfer |
| Record Updated | Aug 01, 2022 |
| Title Company | EASTERN NATL TITLE AGENCY LL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,424.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1735 SNAPPER ST, SAINT CLOUD, FL 34771-7535 |
| Document Number | 2017181535 |
|---|---|
| Date | Dec 20, 2017 |
| Instrument | 2017181535 |
| Name | K HOVNANIAN AMERICAN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2048 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,770.00 (+3.45%) Homeowner's exemption | $309,372 (+5.99%) | $403,800 (-2.27%) Land $75,000 Building $328,800 |
| 2024 | $4,611.00 (+2.51%) | ||
| 2023 | $4,498.00 (+3.45%) Homeowner's exemption | $291,898 (+3%) | $413,200 (+14.49%) Land $65,000 Building $348,200 |
| 2022 | $4,348.00 Homeowner's exemption | $283,397 | $360,900 Land $60,000 Building $300,900 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 148 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 148 in force |
| Nearby Flood Claims | 5 (2016–2022) |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon, Xfinity.
Based on FCC filings for 489 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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