Harrison County property record for 1735 Ridgeway Dr, Biloxi, MS 39531
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,224 sqft · built 1954 |
| Owner | Individual Name on File |
| Tax Bill | $3 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Feb 2026 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1210H-03-116.000 |
| Primary APN | 1210H-03-116.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,224 sqft Adjusted Area |
| 1st Floor Area | 816 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1954 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Patio Area | 156 sqft |
| Utility Building | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 006642 |
|---|---|
| Street Address | 1735 RIDGEWAY DR |
| City | BILOXI |
| State | MS |
| Zip | 39531-4328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LIFE ESTATE *2024-545-D-J2* LOT 15 BLK. 10 SUBURBAN ACRES ANNEX SEC. 25-7-10 |
| Legal Range | 10 |
| Legal Township | 07 |
| Legal Section | 25 |
| Legal Subdivision | SUBURBAN ACRES ANNEX |
| Legal Block | 10 |
| Legal Lot Number | 15 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 3700 |
1735 Ridgeway Dr is owned and occupied by an individual who acquired it in January 2024.
Source: Harrison County records, as of December 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1735 RIDGEWAY DR, BILOXI, MS 39531-4328 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 31, 2026 | Deed of Trust, Mortgage · Line of Credit KEESLER FEDERAL CREDIT UNION |
| Feb 27, 2026 | Deed of Trust, Mortgage · Line of Credit KEESLER FCU |
| Jan 31, 2024 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 31, 2024 |
| Transfer Doc | 20240000545DJ2 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Jul 31, 2026 |
| Property Address | 1735 RIDGEWAY DR, BILOXI, MS 39531-4328 |
| Document Number | 0000004904 |
| Instrument Date | Jul 27, 2026 |
| Instrument | 20264904 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1735 RIDGEWAY DR, BILOXI, MS 39531-4328 |
| Document Number | 0000004904, |
|---|---|
| Date | Jul 31, 2026 |
| Instrument | 20264904 |
| Name | KEESLER FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 1735 RIDGEWAY DR, BILOXI, MS 39531-4328 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1735 RIDGEWAY DR, BILOXI, MS 39531-4328 |
| Document Number | 20260001070TJ2 |
|---|---|
| Date | Feb 27, 2026 |
| Instrument | 2026-0001070-T-J2 |
| Name | KEESLER FCU |
|---|---|
| Type | Credit Union |
| Address | BILOXI, MS 39531 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 26, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Jan 31, 2024 |
| Property Address | 1735 RIDGEWAY DR, BILOXI, MS 39531-4328 |
| Document Number | 20240000545DJ2 |
| Instrument Date | Jan 31, 2024 |
| Instrument | 2024-0000545-D-J2 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1735 RIDGEWAY DR, BILOXI, MS 39531-4328 |
| Name | Verified Name |
|---|---|
| Address | 773 SHARON HILLS DR, BILOXI, MS 39532-4313 |
The 2025 property tax bill for 1735 Ridgeway Dr was $3 with a homeowner's exemption.
Source: Harrison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Biloxi City |
| Unified School District | Biloxi Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3.00 Homeowner's exemption | $7,815 | $78,148 Land $25,000 Building $53,148 |
| 2024 | $3.00 | ||
| 2023 | $3.00 (-99.43%) Homeowner's exemption | $7,531 | $75,309 Land $25,000 Building $50,309 |
| 2022 | $526.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1735 Ridgeway Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AH, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 66 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 66 in force |
| Nearby Flood Claims | 44 (1979–2026) |
| Claims Outside the SFHA | 21 of 44 |
| Most Recent Claim | Jun 2026 · Tropical Storm Arthur |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1735 Ridgeway Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.7% of Mississippi |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BILOXI-NORTH serves 9,858 people · EPA ID MS0240084 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Also Mapped Here | CITY OF BILOXI |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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