1735 Fairplain Ave, Benton Harbor, MI 49022 Property Records

Berrien County property record for 1735 Fairplain Ave, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,489 sqft · built 1925
Lot Size	1 acres (43,560 sqft)
Owner	Trust Name on File
Tax Bill	$4,457 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Dec 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-0136-0048-00-6`

Property Details

APN / Parcel Number

Primary APN	`18-0136-0048-00-6`
Alternative APN	`11-18-0136-0048-00-6`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,489 sqft Living Area
1st Floor Area	1,346 sqft
Basement Area	1,220 sqft
Unfinished Basement	1,220 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	330 ft deep x 132 ft wide
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1735 FAIRPLAIN AVE
City	BENTON HARBOR
State	MI
Zip	49022-7019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 - SINGL
Legal Description	COM 156.5 RODS W & 24 RODS S OF NE COR OF SEC 36 T4S R19W TH S 132' E 330' N 132' W 330'TO BEG
Legal Range	19W
Legal Township	04S
Legal Section	36
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	3
Census Block	3003
Census Tract	700

Owner

1735 Fairplain Ave is owner-occupied and held in a trust since April 2008.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Trust Name on File
Mailing Address	1735 FAIRPLAIN AVE, BENTON HARBOR, MI 49022-7019
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage DIRECT MORTGAGE INVESTORS INC
Dec 7, 2018	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Sep 5, 2023	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2008
Deed Sale	Apr 17, 2008
Prior Sale	May 24, 1985 · Amount on File
Deed Book / Page	2839 / 547
Prior Transfer Date	Jun 23, 2004
Prior Transfer Doc	2523000231
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	1735 FAIRPLAIN AVE, BENTON HARBOR, MI 49022-7019
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03272/3152
Date	Apr 29, 2020
Book Page	3272/3152

Lender

Name	DIRECT MORTGAGE INVESTORS INC
Address	OAK LAWN, IL 60453

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	1735 FAIRPLAIN AVE, BENTON HARBOR, MI 49022-7019
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03224/1838
Date	Dec 7, 2018
Book Page	3224/1838

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Nov 25, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Sep 5, 2023
Property Address	1735 FAIRPLAIN AVE, BENTON HARBOR, MI 49022-7019
Document Number	03411/1207
Book / Page	3411 / 1207
Instrument Date	Aug 24, 2023
Instrument	2023388195
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1735 FAIRPLAIN AVE, BENTON HARBOR, MI 49022-7019

Tax Assessment & Valuation

The 2025 property tax bill for 1735 Fairplain Ave was $4,457 with a homeowner's exemption.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	St. Joseph Charter Township
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$192,600	$385,200
2025	$4,457.00
2023		$122,700 (+6.23%)	$245,400 (+6.23%)
2022	$2,269.00 (+3.7%) Homeowner's exemption	$115,500	$231,000
2021	$2,188.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1735 Fairplain Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1735 Fairplain Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726
Water Source	Purchased surface water from ST JOSEPH
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Mercury Fiber.

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