1735 Elm St, Cincinnati, OH 45202 Property Records

Hamilton County property record for 1735 Elm St, Cincinnati, OH 45202

Property Summary

Property Type	Store with Apartments
Details	6,100 sqft · built 1866
Lot Size	0.065 acres (2,831 sqft)
Owner	Company Name on File
Last Sale	$35,000 (Dec 2003)
Tax Bill	$13,235 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`133-0003-0068-00`

Property Details

APN / Parcel Number

Primary APN	`133-0003-0068-00`

Interior

Total Rooms	8 Rooms
Units	5 Units
Stories	4 Stories
Building Area	6,100 sqft
Basement Area	2,119 sqft

Exterior

Year Built	Built 1866
Effective Year Built	Effective 1866
Construction Type	Brick
Lot Area	2,831 sqft (0.065 acres)
Lot Dimensions	111 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1735 ELM ST
City	CINCINNATI
State	OH
Zip	45202-9621
Property Category	Commercial
Property Type	Commercial > Retail > Store with Apartments
Local Zoning Code	CCP
Legal Description	1735 ELM ST 25 X 111.50 LOT 18 JOHN MC LEANS SUB
Legal Subdivision	JOHN MC LEANS SUB
Legal Lot Number	18
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2005
Census Tract	1600

Owner

1735 Elm St, a commercial property, is owned by a company that bought it in December 2003.

Source: Hamilton County records, as of August 27, 2026

Owner of Record	Company Name on File
Mailing Address	2499 LEGENDS WAY, CRESTVIEW HILLS, KY 41017-3480
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK
Feb 7, 2020	Loan Modification, Mortgage · Line of Credit CENTERBANK
Feb 7, 2020	Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage CENTERBANK
Mar 16, 2017	Deed of Trust, Construction Loan · Line of Credit CENTERBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2003 · Amount on File
Deed Sale	Dec 23, 2003 · Amount on File
Prior Sale	Jun 12, 1998 · Amount on File
Deed Document Number	2003586003
Deed Book / Page	9488 / 1948
Prior Transfer Date	Dec 22, 2003
Prior Transfer Doc	0000586003
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Jul 31, 2026
Property Address	1735 ELM ST, CINCINNATI, OH 45202-9621
Document Number	0000062307
Book / Page	15719 / 2155
Instrument Date	Jul 29, 2026
Instrument	202662307
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000062307,
Date	Jul 31, 2026
Book Page	15719/2155
Instrument	202662307

Lender

Name	GUARDIAN SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON OH
Property Address	1735 ELM ST, CINCINNATI, OH 45202-9621
Document Number	0000013289
Instrument Date	Feb 7, 2020
Transaction Type	Mortgage
Record Updated	Apr 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2499 LEGENDS WAY CRESTVIEW HILLS KY 410173480, CRESTVIEW HILLS, KY 41017-3480

Mortgage

Document Number	0000013289
Date	Feb 7, 2020
Book Page	014100/001594
Instrument	13289

Lender

Name	CENTERBANK
Type	Bank
Address	MILFORD, OH 45150

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2020: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	HAMILTON OH
Property Address	1735 ELM ST, CINCINNATI, OH 45202-9621
Document Number	0000013289
Instrument Date	Feb 7, 2020
Transaction Type	Mortgage
Record Updated	Jul 15, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2499 LEGENDS WAY CRESTVIEW HILLS KY 410173480, CRESTVIEW HILLS, KY 41017-3480

Mortgage

Document Number	0000013289
Date	Feb 7, 2020
Book Page	014100/001594
Instrument	13289

Lender

Name	CENTERBANK
Type	Bank
Address	MILFORD, OH 45150

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

March 2017: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Mar 16, 2017
Property Address	1735 ELM ST, CINCINNATI, OH 45202-9621
Document Number	0000023619
Book / Page	013375 / 001580
Instrument Date	Mar 13, 2017
Instrument	23619
Transaction Type	Construction Loan
Record Updated	Jul 15, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2499 LEGENDS WAY CRESTVIEW HILLS KY 410173480, CRESTVIEW HILLS, KY 41017-3480

Mortgage

Document Number	0000023619
Date	Mar 16, 2017
Book Page	013375/001580
Instrument	23619

Lender

Name	CENTERBANK
Type	Bank
Address	MILFORD, OH 45150

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 15, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1735 Elm St was $13,235, up 0.7% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,235.00 (+0.67%)	$159,576 (-) Land $11,627 Building $147,949	$455,930 Land $33,220 Building $422,710
2024	$13,147.00 (+0.26%)	$159,576 (-) Land $11,627 Building $147,949
2023	$13,113.00 (+381.74%)	$159,576 (+434.13%) Land $11,627 Building $147,949	$455,930 Land $33,220 Building $422,710
2022	$2,722.00	$29,876 Land $10,381 Building $19,495
2020			$85,360 Land $29,660 Building $55,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1735 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1735 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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