1735 4th St, White Bear Lake (Saint Paul), MN 55110 Property Records

Ramsey County property record for 1735 4th St, White Bear Lake, MN 55110

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,664 sqft · built 1960
Lot Size0.308 acres (13,432 sqft)
Owner2 Individual Names on File
Last Sale$387,500 (Sep 2026)
Tax Bill$6,272 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN15-30-22-41-0012

Property Details

APN / Parcel Number

Primary APN15-30-22-41-0012
Alternative APNs
  • 8480742
  • 536365

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms8 Rooms
Units2 Units
Stories1 Story
Building Area1,664 sqft Living Area
1st Floor Area1,664 sqft
Basement Area1,000 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1969
Architectural StyleRanch
Exterior MaterialStucco
Lot Area13,432 sqft (0.308 acres)
Lot Dimensions92 ft deep x 146 ft wide
Garage TypeDetached
Garage Area273 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number536365
Street Address1735 4TH ST
CitySAINT PAUL
StateMN
Zip55110-3152
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionLE MIRE ADDITION LOT 8 BLK 1
Legal Range22
Legal Township30
Legal Section15
Legal SubdivisionLE MIRE ADDITION
Legal Block1
Legal Lot Number8
JurisdictionRAMSEY MN
Township / Civil DivisionWHITE BEAR LAKE
Census Block Group3
Census Block3007
Census Tract40504

Owner

1735 4th St, a duplex, is owned and occupied by two individuals who bought it in September 2026.

Source: Ramsey County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address1735 4TH ST, SAINT PAUL, MN 55110-3152
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 17, 2026 · Amount on File
Deed SaleSep 17, 2026 · Amount on File
Deed Document Number20265121352
Record UpdatedOct 29, 2026

September 2026: Deed, Transfer

Document TypeDeed
JurisdictionRAMSEY MN
Recording DateSep 17, 2026
Property Address1735 4TH ST, SAINT PAUL, MN 55110-3152
Document Number0005121352
Instrument DateSep 4, 2026
Instrument20265121352
Transaction TypeTransfer
Record UpdatedSep 29, 2026
Title CompanyTITLESMART

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$133,067.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1735 4TH ST, SAINT PAUL, MN 55110-3152

Mortgage

Document Number0005121352,
DateSep 17, 2026
Instrument20265121352
Lender
NameSUMMIT MORTGAGE CORPORATION
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2056
Interest
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1735 4th St was $6,272.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalityWhite Bear Lake City
Unified School DistrictWhite Bear Lake School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$398,400 Land $102,200 Building $296,200$398,400 Land $102,200 Building $296,200
2025$6,272.00
2023$4,754.00$333,500 Land $102,200 Building $231,300$333,500 Land $102,200 Building $231,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1735 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1735 4th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 92% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWhite Bear Lake
serves 25,634 people · EPA ID MN1620024
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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