17349 Merganser Dr, Bend, OR 97707 Property Records

Deschutes County property record for 17349 Merganser Dr, Bend, OR 97707

Property Summary

Property Type	Single Family Home
Details	2,432 sqft · built 2021
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$885,000 (Jan 2026)
Tax Bill	$4,079 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`201118-B0-11300`

Property Details

APN / Parcel Number

Primary APN	`201118-B0-11300`
Alternative APNs	`R1019201118B011300` `125457`

Interior

Stories	2 Stories
Building Area	2,432 sqft
Gross Area	576 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Bi-Level
Lot Area	17,424 sqft (0.4 acres)

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	125457
Street Address	17349 MERGANSER DR
City	BEND
State	OR
Zip	97707-2106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR10
Legal Description	OREGON WATER WONDERLAND UNIT NO 2 BLOCK 52 LOT 9
Legal Range	11
Legal Township	20
Legal Section	18
Legal Subdivision	OREGON WATER WONDERLAND UNIT NO 2
Legal Block	52
Legal Lot Number	9
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	2
Census Block	2003
Census Tract	301

Owner

Source: Deschutes County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8902 ALBATROSS DR, HUNTINGTON BEACH, CA 92646-3312
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage MID OREGON FCU
Apr 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage MID OREGON FCU
Sep 22, 2023	Deed of Trust, Mortgage · Conventional Mortgage MID OREGON FCU
Feb 8, 2024	Deed of Trust, Mortgage · Line of Credit MID OREGON FCU
Jan 30, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 16, 2017	Warranty Deed, Transfer DESCHUTES COUNTY TITLE COMPANY, DESCHUTES CNTY TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2026 · Amount on Record
Deed Sale	Jan 30, 2026 · Amount on Record
Prior Sale	Jun 16, 2017 · Amount on Record
Deed Document Number	20262732
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	17349 MERGANSER DR, BEND, OR 97707-2106
Transaction Type	Mortgage
Record Updated	Feb 12, 2026
Title Company	DESCHUTES COUNTY TITLE COMPANY, DESCHUTES COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007178
Date	Feb 3, 2021
Instrument	2021-07178

Lender

Name	MID OREGON FCU
Type	Credit Union
Address	BEND, OR 97701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Mar 1, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	17349 MERGANSER DR, BEND, OR 97707-2106
Transaction Type	Mortgage
Record Updated	Feb 12, 2026
Title Company	DESCHUTES COUNTY TITLE COMPANY, DESCHUTES COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017199
Date	Apr 26, 2022
Instrument	2022-17199

Lender

Name	MID OREGON FCU
Type	Credit Union
Address	BEND, OR 97701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	19 Months
Due	Oct 31, 2023

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	17349 MERGANSER DR, BEND, OR 97707-2106
Transaction Type	Mortgage
Record Updated	Feb 12, 2026
Title Company	DESCHUTES COUNTY TITLE COMPANY, DESCHUTES COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 BRIGANTINE RD, VALLEJO, CA 94591-7107

Mortgage

Document Number	0000023690
Date	Sep 22, 2023
Instrument	2023-23690

Lender

Name	MID OREGON FCU
Type	Credit Union
Address	BEND, OR 97701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2038

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2028
Change Frequency	5 Years
Min Rate At Change	5.5%
Max Rate At Change	9.5%
Index	5-Year CMT
Max Rate	11.5%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	17349 MERGANSER DR, BEND, OR 97707-2106
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 BRIGANTINE RD, VALLEJO, CA 94591-7107

Mortgage

Document Number	0000003172
Date	Feb 8, 2024
Instrument	2024-03172

Lender

Name	MID OREGON FCU
Type	Credit Union
Address	BEND, OR 97708

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jan 30, 2026
Property Address	17349 MERGANSER DR, BEND, OR 97707-2106
Document Number	0000002732
Map Reference	CAB A PG 365
Instrument Date	Jan 28, 2026
Instrument	2026-02732
Transaction Type	Transfer
Record Updated	Feb 12, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8902 ALBATROSS DR, HUNTINGTON BEACH, CA 92646-3312

Mortgage

Document Number	0000002733
Date	Jan 30, 2026
Instrument	2026-02733

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jun 16, 2017
Property Address	17349 MERGANSER DR, BEND, OR 97707-2106
Document Number	0000023166
Instrument Date	Jun 9, 2017
Instrument	23166
Transaction Type	Transfer
Record Updated	Jun 23, 2017
Title Company	DESCHUTES COUNTY TITLE COMPANY, DESCHUTES CNTY TITLE CO

Transaction

Amount	Amount Recorded
Tax	$65.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	142 BRIGANTINE RD VALLEJO CA 945917107, VALLEJO, CA 94591-7107

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,079.00 (+5.7%)	$242,120 (+3%)	$834,600 (+3.1%) Land $174,000 Building $660,600
2024	$3,859.00 (+48.59%)	$235,070 (+52%)	$809,490 (+43.66%) Land $174,000 Building $635,490
2023	$2,597.00	$154,650	$563,470 Land $171,000 Building $392,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 85% of Oregon
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: Verizon.

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