17346 McErlain St, South Bend, IN 46635 Property Records

St. Joseph County property record for 17346 McErlain St, South Bend, IN 46635

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,894 sqft · built 1969
Lot Size	0.484 acres (21,100 sqft)
Owner	2 Trust Names on File
Tax Bill	$1,843 (2024)
Deeds & Mortgages	Oct 2025 Sale Sep 2018 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`71-04-32-205-005.000-003`

Property Details

APN / Parcel Number

Primary APN	`71-04-32-205-005.000-003`
Alternative APN	`00221516962`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,894 sqft Living Area
Gross Area	2,608 sqft
1st Floor Area	1,894 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Block
Construction Type	Brick
Roof Material	Asphalt
Lot Area	21,100 sqft (0.484 acres)
Lot Dimensions	211 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	1,432 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	17346 MCERLAIN ST
City	SOUTH BEND
State	IN
Zip	46635-1746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 DUGDALE ACRES
Legal Subdivision	DUGDALE ACRES
Legal Lot Number	6
Jurisdiction	ST JOSEPH IN
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3021
Census Tract	11309

Owner

17346 McErlain St is owner-occupied and held in a trust since October 2025.

Source: St. Joseph County records, as of March 11, 2026

Owner of Record	2 Trust Names on File
Mailing Address	17346 MCERLAIN ST, SOUTH BEND, IN 46635-1746
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed, Transfer
Sep 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage POLICEMANS FCU
Sep 6, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 22, 2025
Transfer Doc	0000027513
Record Updated	Sep 20, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Oct 29, 2025
Property Address	17346 MCERLAIN ST, SOUTH BEND, IN 46635-1746
Document Number	0002527513
Map Reference	PB 16 PG D
Instrument Date	Sep 3, 2025
Instrument	2527513
Transaction Type	Transfer
Record Updated	Nov 26, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17346 MCERLAIN ST, SOUTH BEND, IN 46635-1746

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17346 MCERLAIN ST, SOUTH BEND, IN 46635-1746

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	17346 MCERLAIN ST, SOUTH BEND, IN 46635-1746
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001822570
Date	Sep 4, 2018
Instrument	1822570

Lender

Name	POLICEMANS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Aug 12, 2043

Interest

Rate Type	Fixed Rate

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Sep 6, 2022
Property Address	17346 MCERLAIN ST, SOUTH BEND, IN 46635-1746
Document Number	0002226008
Map Reference	PB 16 PG D
Instrument Date	Sep 1, 2022
Instrument	2226008
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17346 MCERLAIN ST, SOUTH BEND, IN 46635-1746

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Clay Township
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$264,300 (+15.77%) Land $55,900 Building $208,400	$264,300 (+15.77%) Land $55,900 Building $208,400
2024	$1,843.00 (+1.26%)	$228,300 (-0.09%) Land $55,900 Building $172,400	$228,300 (-0.09%) Land $55,900 Building $172,400
2023	$1,820.00 (+7.82%)	$228,500 (-) Land $55,900 Building $172,600	$228,500 (-) Land $55,900 Building $172,600
2022	$1,688.00	$228,500 Land $55,900 Building $172,600	$228,500 Land $55,900 Building $172,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17346 McErlain St in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17346 McErlain St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH BEND WATER WORKS serves 115,000 people · EPA ID IN5271014
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

Nearby Properties on McErlain St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures