1734 W Sterns Rd, Temperance, MI 48182 Property Records

Monroe County property record for 1734 W Sterns Rd, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Lot Size	0.918 acres (39,988 sqft)
Owner	2 Individual Names on File
Last Sale	$254,900 (Jul 2017)
Tax Bill	$3,743 (2025)
Deeds & Mortgages	May 2021 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-028-066-00`

Property Details

APN / Parcel Number

Primary APN	`02-028-066-00`

Exterior

Lot Area	39,988 sqft (0.918 acres)
Lot Dimensions	400 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1734 W STERNS RD
City	TEMPERANCE
State	MI
Zip	48182-1541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8S R7E SEC 28 .918 AC COM @ SE COR OF SEC 28 TH N 88D 46M 57S W 215.88 FT TO POB TH CONT N 88D 46M 57S W 100 FT TH N 01D 02M
Legal Range	07E
Legal Township	08S
Legal Section	28
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	2
Census Block	2007
Census Tract	833800

Owner

1734 W Sterns Rd is owned and occupied by two individuals who bought it in July 2017.

Source: Monroe County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1734 W STERNS RD, TEMPERANCE, MI 48182-1541
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jul 3, 2017	Warranty Deed, Transfer · Conventional with PMI DIRECTIONS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2017 · Amount on File
Deed Sale	Jul 3, 2017 · Amount on File
Deed Document Number	201713850
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1734 W STERNS RD, TEMPERANCE, MI 48182-1541
Transaction Type	Mortgage
Record Updated	Jul 27, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1734 W STERNS RD, TEMPERANCE, MI 48182-1541

Mortgage

Document Number	2021R14332
Date	May 28, 2021
Instrument	2021R14332

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2036

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1734 W STERNS RD, TEMPERANCE, MI 48182-1541
Document Number	0000020318
Instrument Date	Nov 15, 2019
Transaction Type	Mortgage
Record Updated	Jan 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1734 W STERNS RD TEMPERANCE MI 481821541, TEMPERANCE, MI 48182-1541

Mortgage

Document Number	0000020318
Date	Nov 20, 2019
Instrument	20318

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 19, 2039

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jul 3, 2017
Property Address	1734 W STERNS RD, TEMPERANCE, MI 48182-1541
Document Number	0000013850
Instrument Date	Jun 29, 2017
Instrument	13850
Transaction Type	Transfer
Record Updated	Jul 27, 2017
Title Company	HASSETT TITLE COMPANY, HASSETT TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,192.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8139 BAY CT TEMPERANCE MI 481829157, TEMPERANCE, MI 48182-9157

Mortgage

Document Number	13851
Date	Jul 3, 2017
Instrument	13851

Lender

Name	DIRECTIONS CU
Type	Credit Union
Address	MAUMEE, OH 43537

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 2, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1734 W Sterns Rd was $3,743 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$176,100 Land $176,100	$352,200 Land $352,200
2025	$3,743.00 Homeowner's exemption
2023	$3,302.00 Homeowner's exemption	$124,900	$249,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1734 W Sterns Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2006)
Most Recent Claim	Jun 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1734 W Sterns Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Frontier, T-Mobile.

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