1734 Central Ave, Memphis, TN 38104 Property Records

Shelby County property record for 1734 Central Ave, Memphis, TN 38104

Property Summary

Property TypeSingle Family Home
Details3 bd · 5.5 ba · 4,863 sqft · built 1903
Lot Size0.43 acres (18,750 sqft)
Owner2 Individual Names on File
Last Sale$550,000 (Jan 2007)
Tax Bill$7,063 (2025)
Deeds & MortgagesOct 2020 Line of Credit
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN03-0009-0-0013

Property Details

APN / Parcel Number

Primary APN03-0009-0-0013

Interior

Bedrooms3 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures17 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area4,863 sqft Living Area
1st Floor Area2,090 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1903
Effective Year BuiltEffective 1903
Architectural StyleEuropean
Exterior MaterialStone
Foundation TypeRaised
Roof TypeHip
Roof MaterialTile
Lot Area18,750 sqft (0.43 acres)
Lot Dimensions250 ft deep x 75 ft wide
Garage Area2,246 sqft
PorchOpen Porch
Porch Area1,203 sqft
Deck Area280 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address1734 CENTRAL AVE
CityMEMPHIS
StateTN
Zip38104-5164
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-8
Legal DescriptionNS CENTRAL
Legal SubdivisionW A NEW
Legal Lot NumberPT3
JurisdictionSHELBY TN
Township / Civil Division13
Census Block Group2
Census Block2010
Census Tract3300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Central Gardens Historic District (Additional Documentation)
listed 1982 · 2,222 contributing resources · NRIS 82004040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1734 Central Ave is owned and occupied by two individuals who bought it in January 2007.

Source: Shelby County records, as of June 2, 2026

Owner of Record2 Individual Names on File
Mailing Address1734 CENTRAL AVE, MEMPHIS, TN 38104-5164
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2020Deed of Trust, Mortgage · Line of Credit
TRIUMPH BANK
Aug 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
TRIUMPH MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 24, 2007 · Amount on File
Deed SaleJan 24, 2007 · Amount on File
Prior SaleApr 28, 2004 · Amount on File
Deed Document Number200716009
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address1734 CENTRAL AVE, MEMPHIS, TN 38104-5164
Transaction TypeMortgage
Record UpdatedJul 6, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020116020
DateOct 21, 2020
Instrument20116020
Lender
NameTRIUMPH BANK
TypeBank
AddressMEMPHIS, TN 38120
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address1734 CENTRAL AVE, MEMPHIS, TN 38104-5164
Document Number0000092359
Instrument DateAug 20, 2020
Transaction TypeMortgage
Record UpdatedSep 11, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1734 CENTRAL AVE MEMPHIS TN 381045116, MEMPHIS, TN 38104-5116

Mortgage

Document Number0000092359
DateAug 31, 2020
Instrument92359
Lender
NameTRIUMPH MTG
TypeMortgage Company
AddressCOLLIERVILLE, TN 38017
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 30, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1734 Central Ave was $7,063.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityMemphis City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,063.00$262,600 Land $36,675 Building $225,925$1,050,400 Land $146,700 Building $903,700
2023$236,000 Land $34,500 Building $201,500
2022$14,376.00
2021$944,000 Land $138,000 Building $806,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1734 Central Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1734 Central Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMEMPHIS LIGHT, GAS, & WATER
serves 659,500 people · EPA ID TN0000450
Water SourceGroundwater
Last State InspectionApr 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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