1734 Arcadia Dr, Saint Joseph, MI 49085 Property Records

Berrien County property record for 1734 Arcadia Dr, Saint Joseph, MI 49085

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,389 sqft · built 1970
Lot Size	0.313 acres (13,634 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Jul 2023)
Tax Bill	$2,769 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Jun 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-0510-0031-00-1`

Property Details

APN / Parcel Number

Primary APN	`12-0510-0031-00-1`
Alternative APN	`11-12-0510-0031-00-1`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	2,389 sqft Living Area
1st Floor Area	1,228 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Bi-Level
Lot Area	13,634 sqft (0.313 acres)
Lot Dimensions	130 ft deep x 105 ft wide
Garage Area	583 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1734 ARCADIA DR
City	SAINT JOSEPH
State	MI
Zip	49085-9568
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LD
Legal Description	LOT 31 ARCADIA PARK NO. 1
Legal Subdivision	ARCADIA PARK #1
Legal Lot Number	31
Legal Unit	31
Jurisdiction	BERRIEN MI
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2004
Census Tract	1400

Owner

Source: Berrien County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1734 ARCADIA DR, SAINT JOSEPH, MI 49085-9568
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jun 29, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNITED FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2023 · Amount on Record
Deed Sale	Jul 13, 2023 · Amount on Record
Deed Document Number	2023384612
Deed Book / Page	3407 / 3944
Prior Transfer Date	Jun 4, 2013
Prior Transfer Doc	03042/1970
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	1734 ARCADIA DR, SAINT JOSEPH, MI 49085-9568
Transaction Type	Mortgage
Record Updated	Nov 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1734 ARCADIA DR, SAINT JOSEPH, MI 49085-9568

Mortgage

Document Number	03415/2411
Date	Nov 8, 2023
Book Page	3415/2411
Instrument	2023392569

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 26, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	1734 ARCADIA DR, SAINT JOSEPH, MI 49085-9568
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1597 EDWARD DR, STEVENSVILLE, MI 49127-9614

Mortgage

Document Number	003407/427
Date	Jun 29, 2023
Book Page	3407/427
Instrument	2023383797

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Lincoln Charter Township
Unified School District	Lakeshore School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$171,300 (+10.73%)	$342,600 (+10.73%)
2025	$2,769.00 (+3.59%) Homeowner's exemption	$154,700 (+23.56%)	$309,400 (+23.56%)
2024	$2,673.00 (+10.59%)
2023		$125,200	$250,400
2022	$2,417.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726
Water Source	Purchased surface water from ST JOSEPH
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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