1734 20th Ave, Oakland, CA 94606 Property Records

Alameda County property record for 1734 20th Ave, Oakland, CA 94606

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,056 sqft · built 1924
Lot Size	0.074 acres (3,230 sqft)
Owner	2 Individual Names on File
Last Sale	$655,000 (Apr 2018)
Tax Bill	$11,388 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Jun 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20-209-19`

Property Details

APN / Parcel Number

Primary APN	`20-209-19`
Alternative APN	`020-0209-019-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	3,230 sqft (0.074 acres)

Location & Zoning

Street Address	1734 20TH AVE
City	OAKLAND
State	CA
Zip	94606-4657
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00019 BLK: AR: 0020 PAGE: 0209
Legal Subdivision	SAN ANTONIO
Legal Block	39
Legal Lot Number	21-24
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	3
Census Block	3007
Census Tract	405901

Owner

1734 20th Ave is owned and occupied by two individuals who bought it in April 2018.

Source: Alameda County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1734 20TH AVE, OAKLAND, CA 94606-4657
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST EQUITY MORTGAGE LLC
Jun 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST EQUITY MORTGAGE LLC
Oct 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Dec 15, 2020	Deed of Trust, Mortgage NORTHMARQ CAP FIN
Apr 18, 2018	Grant Deed, Transfer · Conventional Mortgage ALAMEDA MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2018 · Amount on File
Deed Sale	Apr 18, 2018 · Amount on File
Prior Sale	Aug 29, 2005
Deed Document Number	201876802
Prior Transfer Date	Jan 23, 1997
Prior Transfer Doc	0000048850
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1734 20TH AVE, OAKLAND, CA 94606-4657
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057189
Date	Mar 10, 2020
Instrument	2020057189

Lender

Name	MIDWEST EQUITY MORTGAGE LLC
Type	Mortgage Company
Address	VILLA PARK, IL 60181

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1734 20TH AVE, OAKLAND, CA 94606-4657
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000116816
Date	Jun 20, 2019
Instrument	2019116816

Lender

Name	MIDWEST EQUITY MORTGAGE LLC
Type	Mortgage Company
Address	VILLA PARK, IL 60181

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1734 20TH AVE, OAKLAND, CA 94606-4657
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1734 20TH AVE, OAKLAND, CA 94606-4657

Mortgage

Document Number	0000255183
Date	Oct 1, 2020
Instrument	2020255183

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1734 20TH AVE, OAKLAND, CA 94606-4657
Document Number	0000353139
Instrument Date	Dec 15, 2020
Transaction Type	Mortgage
Record Updated	Feb 25, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO OAKLAND

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	29 ORINDA WAY #588 ORINDA CA 945636923, 588, ORINDA, CA 94563-6923

Mortgage

Document Number	0000353139
Date	Dec 16, 2020
Instrument	353139

Lender

Name	NORTHMARQ CAP FIN
Address	3500 AMERICAN BLVD W # 500, BLOOMINGTON, MN 55431-4413

Agreement

Amount	Amount on Record

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Apr 18, 2018
Property Address	1734 20TH AVE, OAKLAND, CA 94606-4657
Document Number	0000076802
Map Reference	MB 1 PG 2&3
Instrument Date	Apr 4, 2018
Instrument	2018076802
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1734 20TH AVE, OAKLAND, CA 94606-4657

Mortgage

Document Number	0000076803
Date	Apr 18, 2018
Instrument	2018076803

Lender

Name	ALAMEDA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1734 20th Ave was $11,388 with a homeowner's exemption, up 3.8% from the year before.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$561,000 (-24.01%) Land $170,400 Building $397,600
2025	$11,388.00 (+3.83%) Homeowner's exemption	$738,264 Land $223,579 Building $521,685
2024	$10,968.00 (-4.88%)
2023	$11,531.00 Homeowner's exemption	$716,327 Land $214,898 Building $501,429	$637,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1734 20th Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1734 20th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 968 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Google Fiber.

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