1733 Lake Summerset Rd, Davis, IL 61019 Property Records

Winnebago County property record for 1733 Lake Summerset Rd, Davis, IL 61019

Property Summary

Property Type	Single Family Home
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$119,000 (Nov 2019)
Tax Bill	$4,545 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage Mar 2017 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05-07-203-010`

Property Details

APN / Parcel Number

Primary APN	`05-07-203-010`
Alternative APNs	`507203010` `330A031`

Exterior

Lot Area	15,246 sqft (0.35 acres)

Location & Zoning

Street Address	1733 LAKE SUMMERSET RD
City	DAVIS
State	IL
Zip	61019-9559
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CORRECTED FINAL PLAT 2 OF LAKE SUMMERSET-WINDSOR SEC 6 LOT 1733
Legal Subdivision	CORRECTED FINAL PLAT 2
Legal Lot Number	1733
Jurisdiction	WINNEBAGO IL
Township / Civil Division	DURAND
Census Block Group	1
Census Block	1018
Census Tract	4100

Owner

1733 Lake Summerset Rd is owned and occupied by an individual who bought it in November 2019.

Source: Winnebago County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1733 LAKE SUMMERSET RD, DAVIS, IL 61019-9559
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2019	Warranty Deed, Transfer · Conventional with PMI ENVOY MTG
Mar 20, 2017	Grant Deed, Transfer · Line of Credit NORTHWEST BK/ROCKFORD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2019 · Amount on File
Deed Sale	Nov 26, 2019 · Amount on File
Prior Sale	Mar 20, 2017 · Amount on File
Deed Document Number	20191039390
Record Updated	Oct 29, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Nov 26, 2019
Property Address	1733 LAKE SUMMERSET RD, DAVIS, IL 61019-9559
Document Number	0001039390
Instrument Date	Nov 22, 2019
Instrument	1039390
Transaction Type	Transfer
Record Updated	Dec 24, 2019
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$178.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1733 LAKE SUMMERSET RD DAVIS IL 610199559, DAVIS, IL 61019-9559

Mortgage

Document Number	1039391
Date	Nov 26, 2019
Instrument	1039391

Lender

Name	ENVOY MTG
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 25, 2049

Interest

Rate Type	Fixed Rate
Rate	4.37%

Mortgage

Document Number	1039392,
Date	Nov 26, 2019
Instrument	1039392

Lender

Name	ILLINOIS HSNG DEV AUTHORITY
Address	CHICAGO, IL 60601

Agreement

Amount	Amount on Record

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Mar 20, 2017
Property Address	1733 LAKE SUMMERSET RD, DAVIS, IL 61019-9559
Document Number	0001008625
Instrument Date	Feb 6, 2017
Instrument	1008625
Transaction Type	Transfer
Record Updated	Apr 4, 2017
Title Company	OTHER

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$106.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	435 N MULFORD RD #12 ROCKFORD IL 611075100, 12, ROCKFORD, IL 61107-5100

Mortgage

Document Number	1008626
Date	Mar 20, 2017
Instrument	1008626

Lender

Name	NORTHWEST BK/ROCKFORD
Type	Bank
Address	ROCKFORD, IL 61103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Mar 19, 2022

Interest

Rate Type	Adjustable Rate
Rate	5.5%

Tax Assessment & Valuation

The 2025 property tax bill for 1733 Lake Summerset Rd was $4,545 with a homeowner's exemption, up 3.6% from the year before.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Durand Township
Unified School District	Durand Community Unit School District 322 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,545.00 (+3.63%) Homeowner's exemption	$70,388 (+10.73%) Land $2,526 Building $67,862	$211,164 (+10.73%) Land $7,578 Building $203,586
2024	$4,386.00	$63,567 Land $2,281 Building $61,286	$190,701 Land $6,843 Building $183,858
2022	Homeowner's exemption	$48,118 Land $1,744 Building $46,374	$144,354 Land $5,232 Building $139,122

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1733 Lake Summerset Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1733 Lake Summerset Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTER CREEK LAKE UTILITIES DISTRICT serves 2,342 people · EPA ID IL2015320
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Spectrum Fiber	2,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: JCWIFI.com, LiteWire.

Cell Coverage

5G (outdoors only) and 4G LTE

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