1733 Flora Ln, Charlottesville, VA 22911 Property Records

Albemarle County property record for 1733 Flora Ln, Charlottesville, VA 22911

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,306 sqft · built 2023
Lot Size	0.071 acres (3,093 sqft)
Owner	Individual Name on Record
Last Sale	$539,008 (Jul 2023)
Tax Bill	$5,540 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`046E0-10-00-04100`

Property Details

APN / Parcel Number

Primary APN	`046E0-10-00-04100`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,306 sqft Finished Area
Basement Area	1,270 sqft
Finished Basement	960 sqft
Unfinished Basement	1,270 sqft
Family Room	Family Room

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Wood
Lot Area	3,093 sqft (0.071 acres)
View / Lot	Proximity to Airport
Garage Area	400 sqft

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Patio Area	168 sqft
Balcony Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	1733 FLORA LN
City	CHARLOTTESVILLE
State	VA
Zip	22911-5655
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKHILL BLK 10 LOT 41
Legal Subdivision	BROOKHILL - TOWNHOUSES
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIVANNA
Census Block Group	1
Census Block	1004
Census Tract	10302

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1733 FLORA LN, CHARLOTTESVILLE, VA 22911-5655
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2023 · Amount on Record
Deed Sale	Jul 24, 2023 · Amount on Record
Deed Document Number	20236290
Record Updated	Sep 20, 2026

July 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jul 24, 2023
Property Address	1733 FLORA LN, CHARLOTTESVILLE, VA 22911-5655
Document Number	202300006290
Map Reference	DOC 202200004923
Instrument Date	Jul 21, 2023
Instrument	202300006290
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 18, 2023
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$539.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1733 FLORA LN, CHARLOTTESVILLE, VA 22911-5655

Mortgage

Document Number	202300006291
Date	Jul 24, 2023
Instrument	202300006291

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,540.00 (+4.39%)	$619,700 (+4.38%) Land $90,000 Building $529,700	$619,700 (+4.38%) Land $90,000 Building $529,700
2025	$5,307.00 (+101.18%)	$593,700 (+559.67%) Land $90,000 Building $503,700	$593,700 (+559.67%) Land $90,000 Building $503,700
2023	$2,638.00	$90,000 Land $90,000	$90,000 Land $90,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Brightspeed Fiber	1,000 / 1,000
Ting Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20