1732 White Store Rd, Monroe, NC 28112 Property Records

Union County property record for 1732 White Store Rd, Monroe, NC 28112

Property Summary

Property TypeRural Home
Details3 bd · 1.5 ba · 1,496 sqft · built 1958
Lot Size0.53 acres (23,087 sqft)
OwnerIndividual Name on Record
Last Sale$288,000 (Jul 2021)
Tax Bill$1,904 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
May 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-158-019

Property Details

APN / Parcel Number

Primary APN09-158-019

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,496 sqft Living Area
Gross Area1,688 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeWood
Foundation TypeNo Foundation
Roof MaterialComposition Shingle
Lot Area23,087 sqft (0.53 acres)
Garage TypeAttached
Garage Area192 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1732 WHITE STORE RD
CityMONROE
StateNC
Zip28112-8729
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeR-20 MONRO
Legal Description8164-335
JurisdictionUNION NC
Township / Civil DivisionMONROE
Census Block Group2
Census Block2026
Census Tract20602

Owner

Source: Union County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1732 WHITE STORE RD, MONROE, NC 28112-8729
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2021Warranty Deed, Transfer · Conventional Mortgage
THRIVE MORTGAGE LLC
May 18, 2018Warranty Deed, Transfer · FHA Mortgage
MB FINANCIAL BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 8, 2021 · Amount on Record
Deed SaleJul 8, 2021 · Amount on Record
Prior SaleMay 18, 2018 · Amount on Record
Deed Document Number202132308
Deed Book / Page8164 / 335
Prior Transfer DateApr 21, 2004
Prior Transfer Doc3470397
Record UpdatedJun 8, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateJul 8, 2021
Property Address1732 WHITE STORE RD, MONROE, NC 28112-8729
Document Number8164335
Book / Page8164 / 335
Instrument DateJul 1, 2021
Instrument32308
Transaction TypeTransfer
Record UpdatedJul 19, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$576.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1732 WHITE STORE RD, MONROE, NC 28112-8729

Mortgage

Document Number0008164338
DateJul 8, 2021
Book Page8164/338
Instrument32309
Lender
NameTHRIVE MORTGAGE LLC
TypeMortgage Company
AddressGEORGETOWN, TX 78633
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateMay 18, 2018
Property Address1732 WHITE STORE RD, MONROE, NC 28112-8729
Document Number7159304
Book / Page7159 / 304
Instrument DateMay 18, 2018
Instrument0013502
Transaction TypeTransfer
Record UpdatedJul 19, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$250.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1732 WHITE STORE RD, MONROE, NC 28112-8729

Mortgage

Document Number13503
DateMay 18, 2018
Instrument0013503
Lender
NameMB FINANCIAL BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2048

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityMonroe City
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,904.00 (+2.53%)$217,800 (+27.89%) Land $35,400 Building $182,400$217,800 (+27.89%) Land $35,400 Building $182,400
2023$1,857.00$170,300 Land $13,200 Building $157,100$170,300 Land $13,200 Building $157,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MONROE
serves 43,081 people · EPA ID NC0190010
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Aug 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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